{"title":"Grade 12 Life Skills Books Approved for the Indiana Education Scholarship Account","description":"\u003cp\u003eEvery title here is eligible for the Indiana Education Scholarship Account (INESA). The program sets the rules, and we check each item again before invoicing.\u003c\/p\u003e","products":[{"product_id":"learn-to-earn-paperback-1","title":"Learn to Earn - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003ePeter Lynch\u003c\/b\u003e (Author), \u003cb\u003eJohn Rothchild\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eMutual fund superstar Peter Lynch and author John Rothchild explain the basic principles of the stock market and business in an investing guide that will enlighten and entertain anyone who is high school age or older.Many investors, including some with substantial portfolios, have only the sketchiest idea of how the stock market works. The reason, say Lynch and Rothchild, is that the basics of investing--the fundamentals of our economic system and what they have to do with the stock market--aren't taught in school. At a time when individuals have to make important decisions about saving for college and 401(k) retirement funds, this failure to provide a basic education in investing can have tragic consequences. For those who know what to look for, investment opportunities are everywhere. The average high school student is familiar with Nike, Reebok, McDonald's, the Gap, and The Body Shop. Nearly every teenager in America drinks Coke or Pepsi, but only a very few own shares in either company or even understand how to buy them. Every student studies American history, but few realize that our country was settled by European colonists financed by public companies in England and Holland--and the basic principles behind public companies haven't changed in more than three hundred years. In Learn to Earn, Lynch and Rothchild explain in a style accessible to anyone who is high school age or older how to read a stock table in the daily newspaper, how to understand a company annual report, and why everyone should pay attention to the stock market. They explain not only how to invest, but also how to think like an investor.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003eMany investors, including some with substantial portfolios, have only the sketchiest idea of how the stock market works. The reason, say Lynch and Rothchild, is that the basics of investing - the fundamentals of our economic system and what they have to do with the stock market - aren't taught in school. At a time when individuals have to make important decisions about saving for college and 401(k) retirement funds, this failure to provide a basic education in investing can have tragic consequences. In Learn to Earn, Lynch and Rothchild explain in a style accessible to anyone who is high-school age or older how to read a stock table in the daily newspaper, how to understand a company annual report, and why everyone should pay attention to the stock market. They explain not only how to invest, but also how to think like an investor.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003ePeter Lynch managed the Fidelity Magellan Fund from 1977 to 1990 when it was one of the most successful mutual funds of all time. He then became a vice chairman at Fidelity and more recently has become a prominent philanthropist particularly active in the Boston area. His books include \u003ci\u003eOne Up on Wall Street\u003c\/i\u003e, \u003ci\u003eBeating the Street\u003c\/i\u003e, and \u003ci\u003eLearn to Earn\u003c\/i\u003e. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eJohn Rothchild was formerly a financial columnist for \u003ci\u003eTime\u003c\/i\u003e and \u003ci\u003eFortune\u003c\/i\u003e magazines.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 272\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 8.3 x 5.4 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 25, 1996\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795137442046,"sku":"9780684811635","price":18.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/k3Ftyf7wNZ9780684811635_8d8b31e3-b359-419d-9c75-b92367f4844b.webp?v=1787918878"},{"product_id":"financial-literacy-for-young-adults-blueprint-step-by-step-guide-to-improve-money-management-skills-gain-credit-confidence-learn-simple-budgeting-paperback-1","title":"Financial Literacy for Young Adults Blueprint: Step-by-Step Guide to Improve Money Management Skills, Gain Credit Confidence \u0026 Learn Simple Budgeting - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eNoah Clark\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFinancial Literacy for Young Adults Blueprint\u003c\/strong\u003e is a practical, confidence-building guide designed to help teens and young adults develop essential money skills before costly mistakes take hold.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eMany young adults enter adulthood without a clear understanding of budgeting, credit, banking, or long-term financial decision-making. This book provides a straightforward, real-world roadmap that replaces confusion with clarity and helps readers build smart, sustainable money habits they can rely on for life.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWritten in an approachable, relatable tone, this guide walks young adults through the financial topics that matter most, using clear explanations, step-by-step exercises, and practical examples.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eInside, readers will learn how to: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eCreate and manage a realistic budget using simple monthly templates\u003c\/li\u003e\n\u003cli\u003eDevelop habits that prevent overspending and improve cash flow\u003c\/li\u003e\n\u003cli\u003eBuild credit safely from scratch while avoiding common beginner mistakes\u003c\/li\u003e\n\u003cli\u003eChoose the right bank accounts, understand fees, and protect financial information\u003c\/li\u003e\n\u003cli\u003eSave for emergencies and planned expenses using realistic strategies\u003c\/li\u003e\n\u003cli\u003eUnderstand student loans, repayment options, and long-term implications\u003c\/li\u003e\n\u003cli\u003eNavigate everyday financial conversations such as splitting rent or managing shared bills\u003c\/li\u003e\n\u003cli\u003eTake first steps into investing with confidence and clarity\u003c\/li\u003e\n\u003cli\u003eMake smarter financial decisions with less stress and greater independence\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis book avoids jargon, lectures, and unrealistic advice. Instead, it focuses on practical tools, clear guidance, and actionable steps young adults can apply immediately.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFinancial Literacy for Young Adults Blueprint\u003c\/strong\u003e is an ideal resource for young adults, parents, educators, and anyone looking to support the transition into financially confident adulthood.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 188\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.51 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 09, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795144814846,"sku":"9798994764329","price":23.02,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/kyDdAhrpyT9798994764329_0efbe71e-374b-476c-8030-ded3544b37b2.webp?v=1787918884"},{"product_id":"the-entitlement-trap-how-to-rescue-your-child-with-a-new-family-system-of-choosing-earning-and-ownership-paperback-1","title":"The Entitlement Trap: How to Rescue Your Child with a New Family System of Choosing, Earning, and Ownership - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRichard Eyre\u003c\/b\u003e (Author), \u003cb\u003eLinda Eyre\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDump the allowance-and use a new \"Family Economy\" to raise responsible children in an age of instant gratification. \u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eNumber-one \u003ci\u003eNew York Times\u003c\/i\u003e bestselling authors Richard and Linda Eyre, have spent the last twenty-five years helping parents nurture strong, healthy families. Now they've synthesized their vast experience in an essential blueprint to instilling children with a sense of ownership, responsibility, and self-sufficiency. At the heart of their plan is the \"Family Economy\" complete with a family bank, checkbooks for kids, and a system of initiative-building responsibilities that teaches kids to earn money for the things they want. The motivation carries over to ownership of their own decisions, values, and goals. Anecdotal, time-tested, and gently humorous, \u003ci\u003eThe Entitlement Trap\u003c\/i\u003e challenges some of the sacred cows of parenting and replaces them with values that will save kids (and their parents) from a lifetime of dependence and disabling debt.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eIn addition to being renowned authors and parenting experts, \u003cb\u003eRichard\u003c\/b\u003e and \u003cb\u003eLinda Eyre\u003c\/b\u003e are also the parents of nine children-or as they say, \"one of every kind\"-and live in Park city, Utah.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 256\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.67 x 8.95 x 6.61 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 06, 2011\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795146289406,"sku":"9781583334157","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/O_Tdmm4X9k9781583334157_d02dda87-ab35-489c-a655-83a82c8a7358.webp?v=1787918885"},{"product_id":"the-students-guide-to-financial-freedom-a-real-world-money-guide-to-help-young-people-build-wealth-avoid-traps-and-plan-for-freedom-paperback-1","title":"The Student's Guide to Financial Freedom: A Real-World Money Guide to Help Young People Build Wealth, Avoid Traps, and Plan for Freedom - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eParis Woods\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eHow to use money as a tool-not a source of stress-so you can build real freedom.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eMost students graduate knowing how to pass exams, but not how to manage money or make confident real-world financial decisions.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe result? Student loan debt, missed opportunities, and years spent trying to recover financially.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIt doesn't have to be that way.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIn \u003cem\u003eThe Student's Guide to Financial Freedom\u003c\/em\u003e, nationally recognized financial educator Dr. Paris Woods shows young people how to use money as a tool for freedom from the very beginning through practical financial literacy and smart money habits.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eAdapted from her bestselling guide that has helped over 130,000 readers take control of their finances, this student edition provides a clear, practical roadmap for avoiding common money mistakes and building lifelong skills most people never learn.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside, students will learn how to: \u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eGraduate with little or no student debt - without sacrificing the college experience they want\u003c\/li\u003e\n\u003cli\u003eEarn more early through smart career choices, side income, and personal branding\u003c\/li\u003e\n\u003cli\u003eStart investing with confidence, even with limited money or experience\u003c\/li\u003e\n\u003cli\u003eBuild a \"Freedom Fund\" for travel, career flexibility, or entrepreneurship\u003c\/li\u003e\n\u003cli\u003eChoose the right bank accounts, credit cards, and financial tools from the start\u003c\/li\u003e\n\u003cli\u003eBuild strong credit safely - without falling into debt traps\u003c\/li\u003e\n\u003cli\u003eAvoid common financial mistakes that cost young adults thousands\u003c\/li\u003e\n\u003cli\u003eMake major life decisions with long-term freedom in mind\u003c\/li\u003e\n\u003cli\u003eCreate a simple money system that works even if you hate budgeting\u003c\/li\u003e\n\u003cli\u003eUnderstand how early decisions shape lifelong security, choice, and opportunity\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWho this book is for: \u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIdeal for high school students, college students, recent graduates, and young adults who want a clear, empowering foundation in personal finance and long-term financial well-being.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eParents and educators will also find it a practical resource for preparing young people to navigate real-world financial decisions with confidence.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePick up your copy today because the sooner you start, the more options you have.\u003c\/strong\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 176\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.38 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 03, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795147239678,"sku":"9781737606628","price":18.34,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/eEZfIDWUEf9781737606628_0d2c7233-599a-4e47-a523-ac7bb64be402.webp?v=1787918886"},{"product_id":"should-i-go-to-college-what-about-student-loan-debt-hardcover-1","title":"Should I Go To College? What About Student Loan Debt? - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eC. S. Johnson\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eSHOULD I GO TO COLLEGE?\u003c\/p\u003e\u003cp\u003eWHAT ABOUT STUDENT LOAN DEBT?\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eA Former Teacher's Guide to Possibly Saving You Thousands of Dollars and Millions of Headaches\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eIf you're a high school student, chances are you've been thinking about where you will go to college. Or if you will go to college at all.\u003c\/p\u003e\u003cp\u003eI've been there. And as a former teacher, I've seen thousands of students there, too. So I wrote this book to help you.\u003c\/p\u003e\u003cp\u003eThis book offers sound advice about deciding whether or not you want to go to college, and, if you decide to go, how you can save time and money along the way.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\"This is the book about college I wish I had read when I was younger.\" - My 30-year-old self\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eSHOULD I GO TO COLLEGE? 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Parents of children of all ages--from elementary school through high school, college, and beyond--will benefit from Clark's sound, uncomplicated advice across a comprehensive range of topics. In \u003cem\u003eClark Smart Parents, Clark Smart Kids\u003c\/em\u003e, he addresses everything from allowances--when and how much to give--to teaching teens about credit cards and navigating the purchase of a first car--how to get it, pay for it, and insure it--to saving for college, paying off loans, staying out of debt, and much more!\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eClark Howard\u003c\/strong\u003e is the host of \u003cem\u003eThe Clark Howard Show\u003c\/em\u003e, a radio talk show syndicated in more than ninety cities around the country. 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Walton\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eMake it Reign: A Financial Guide for Emerging Adults is more than a money manual-it's a mindset shift.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWritten for graduating seniors and young adults stepping into independence, this guide offers practical tools, biblical wisdom, and real-world strategies to help you manage your money with confidence, purpose, and vision.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eInside you'll learn how to: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e Create and stick to a budget that works\u003c\/li\u003e\n\u003cli\u003e Save your first $1,000 (and keep growing)\u003c\/li\u003e\n\u003cli\u003e Understand and build credit wisely\u003c\/li\u003e\n\u003cli\u003e Avoid debt traps that derail your future\u003c\/li\u003e\n\u003cli\u003e Break generational patterns through mindset renewal\u003c\/li\u003e\n\u003cli\u003e Honor God through stewardship and generosity\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWith relatable examples and honest lessons, Make it Reign empowers you to take control of your finances and build a foundation for lasting success-spiritually and financially. 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Huang\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eMake this year the year you kickstart your personal finance journey!\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eAre you having such a hard time budgeting your money that you almost have nothing left to save?\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eDoes the thought of student loans overwhelm you and make you wonder how you can pay off your debt... fast?\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eDo you have a regular job, but you can't imagine yourself living paycheck to paycheck until you die?\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eIf you answer \"yes\" to any of the above questions, you are not alone. Over 70% of Americans report that money is their primary source of stress. 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Do your future self a favor and start your financial journey today!\u003c\/em\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 158\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.37 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 08, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795252687102,"sku":"9781960088079","price":18.31,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/lzCy9H_b_U9781960088079_1f0115f0-0b84-489b-9bfc-c99bb323576d.webp?v=1787918963"},{"product_id":"hey-kid-wanna-own-great-american-businesses-paperback-1","title":"Hey Kid!: Wanna Own Great American Businesses? - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003ePatrick J. Keogh\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou're never too young to start making money. And if you want to make a lot of money-I mean A LOT of money-you start young. And it's easy. All you have to do is buy great American businesses.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e It's actually pretty logical. In Hey Kid! Wanna Own Great American Businesses? author Patrick J. Keogh outlines a practical and profitable plan to start investing now to secure a firm financial future. This book is a how-to investing guide for teens and young adults to start making their money make more money.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e In his first book, Make Your Family Rich: Why to Replace Retirement Planning with Succession Planning, Keogh outlined his proven method to adults who want to build family wealth that will continue throughout the generations. 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Clason\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Richest Man in Babylon by George S. Clason is a timeless classic that imparts essential principles of financial success through a series of engaging parables set in ancient Babylon. Drawing on the wisdom of the prosperous city, the book offers practical lessons on saving, investing, and wealth-building, encapsulated in stories of characters like Arkad, the titular richest man, who shares his secrets to financial prosperity. Clason emphasizes timeless advice such as living below your means, making money work for you, and embracing discipline and patience in financial planning. Blending ancient wisdom with practical strategies, the book remains a cornerstone for those seeking guidance on achieving financial independence and stability.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 116\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.31 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 03, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795256062206,"sku":"9781667304588","price":23.92,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/C2_CSm9Hr-9781667304588_3e7d4ec2-0753-4f4d-bdb2-796228ce3e7d.webp?v=1787918966"},{"product_id":"money-rules-101-master-your-money-before-it-masters-you-a-guide-for-parents-and-teens-paperback-1","title":"Money Rules 101: Master Your Money Before it Masters You-A Guide for Parents and Teens - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003ePatti J. Handy\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis book is for every parent who wishes to empower, inspire and educate their kids with money smarts. Written for the high school and college aged student, this book delivers a 'money school' in book form. In an entertaining and highly readable approach, Handy covers many topics, including the money mindset, debit and credit cards, understanding credit scores, dealing with stress as a teen, entrepreneurship, spending wisely, secrets of savings, investing, buying a home and, most importantly, giving back. Without a doubt, this book is designed for anyone seeking financial peace of mind, for themselves as the parent, or for their children. A must read for everyone.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eMortgage Advisor, Patti Handy, received her Bachelor's degree in Accounting, followed by over 30 combined years in the banking and mortgage arena. She holds a California Real Estate Brokers License and is a CTA Certified Life Coach. She is also a past holder of the Series 6, 7 and Series 63 securities licenses. Although she has extensive work experience, she credits the invaluable lessons that her parents taught her at a very young age as the true gift. With this financial foundation in place, she was able to not only survive, but thrive, through various challenging times, including a divorce. Understanding the importance of learning money management early, she is passionate about sharing her financial wisdom with teens and young adults so that they too, can be empowered with money smarts and live a financially peaceful life.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 210\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.44 x 8 x 5.25 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 26, 2017\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795258650878,"sku":"9780982465646","price":15.1,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/nY5zVfVLVZ9780982465646_e4fe4b36-db97-4def-837d-0ee198ecbb2d.webp?v=1787918967"},{"product_id":"dont-be-a-dumba-how-to-be-smart-in-your-teens-and-twenties-and-become-a-millionaire-paperback-1","title":"Don't Be a Dumba$$: How to be Smart in Your Teens and Twenties and Become a Millionaire - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAdam Brueggen\u003c\/b\u003e (Author), \u003cb\u003eHeather Brueggen\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIt's an unfortunate reality that most teenagers and young adults lack the knowledge or basic understanding of something so necessary for survival, so ingrained in everyday life, that it is often forgotten just how important it is - money. Everyone wants money, yet few know how to make it work for them. Today, only 14 of the 50 US states mandate high school personal finance education. This book aims to even the playing field, ensuring all teens and young adults learn how to manage money and start life with a solid financial foundation.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eCo-authored by an Air Force officer and a high school teacher, Don't Be a Dumba$$ is a persuasive and relatable self-help financial book that uses real-life examples to teach and motivate teenagers and young adults to make smart decisions now through six simple decisions before irreversible, life-lasting damage is done.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eSo, what's the secret to becoming a millionaire? Make smart decisions in one's teens and twenties-in other words, don't be a dumba$$. Adhering to the book's six decisions made the authors millionaires at thirty-three. It's possible for everyone - most importantly, it's possible for you.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 212\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.48 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 19, 2022\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795273363710,"sku":"9781662927584","price":21.58,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/N1hFVmpg6P9781662927584_884efd82-51ce-4525-9d58-832ef9c8ce3e.webp?v=1787918979"},{"product_id":"the-truth-about-college-the-essential-guide-for-parents-and-teens-so-you-can-make-the-right-choice-together-hardcover-1","title":"The Truth about College: The Essential Guide for Parents and Teens--So You Can Make the Right Choice Together - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRic Edelman\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eAn unbiased, accurate, and up-to-date guide to making college-related decisions\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eShould I go to college? Which college should I go to? When should I go? What should I study? How should I pay for college? Should I work while I'm attending? \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eThe Truth About College: The essential guide to help your teenagers succeed - so college doesn't ruin their lives\u003c\/i\u003e, #1 New York Times bestselling author, Ric Edelman, delivers an unbiased and eye-opening guide for parents who want to help their children answer their college questions and for the teenagers doing their best to make the \"right\" choice. \u003c\/p\u003e\u003cp\u003eThis is not an anti-college screed or a full-throated endorsement of college for everyone. It's a deeply researched decision-making guide that carefully considers the unique characteristics, considerations, and circumstances that will influence college-related decisions. The book recognizes that college is not a subject that should be considered through an ideological lens. It shouldn't be one characterized by snap decisions or decisions made based on what peers or parents did or didn't do. Instead, you'll learn all about the real-world benefits and costs of attending college today. 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Grads earn $900,000 more over their careers, on average, than non-grads. College graduates are also half as likely to divorce as those with only a high school diploma, and they're healthier too--living an average seven years longer than those who never attended college. Very compelling reasons for going to college! \u003c\/p\u003e\u003cp\u003eBut a quarter of college freshmen drop out and only 62% graduate after six years. And 10 years later, only half of graduates are in jobs that require a degree--yet, 20 years after graduating, 42% of student loan borrowers are still paying off their debt. \u003c\/p\u003e\u003cp\u003eThis helps explain why 49% of college students have been diagnosed with depression. \u003c\/p\u003e\u003cp\u003eAnd it's not just students who are struggling; so are the schools themselves. In 2010, colleges were closing at the rate of about one a month. They're now closing at the rate of one a week, and 10% are in immediate financial peril. Seven in 10 colleges that closed since 2020 did so with no warning, stranding 1.25 million students. \u003c\/p\u003e\u003cp\u003eNo wonder 78% of U.S. adults say college is not worth the cost. \u003c\/p\u003e\u003cp\u003eNevertheless, college is still the right choice for millions of high school seniors -- but only if you navigate the journey correctly. Do it right and your future will be filled with prosperity and happiness; done wrong, college can ruin your life. \u003c\/p\u003e\u003cp\u003eThat's why you need this book. \u003ci\u003eThe Truth About College\u003c\/i\u003e is your essential guide to helping both parents and teens decide if college is the right choice, and if so, how to select the right school and major, how to graduate debt-free and on the dean's list, ready to start your happy and fulfilling life. \u003c\/p\u003e\u003cp\u003eEach chapter gives you quick takeaways of key points, and you'll find 20 Conversation Starters to help parents and teens make the right decision. \u003c\/p\u003e\u003cp\u003e\u003ci\u003eThe Truth About College\u003c\/i\u003e is your essential resource as you face the all-important college question. 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Which school, and which major? \u003c\/p\u003e\u003cp\u003eIn his trademark no-nonsense style, Ric shows both parents and teenagers how to make these important decisions. \u003c\/p\u003e\u003cp\u003eMost importantly, Ric shows students how to graduate from college in four years, debt-free, on the dean's list, with a degree that allows them to have a career in the field they want to work in. \u003c\/p\u003e\u003cp\u003eAlong the way, you'll discover the 10 mistakes parents make in counseling their children, and the common errors made by college freshmen. You'll also explore the ways you can reduce the cost of college, using Ric's clear, realistic advice that draws on his 40-year career, when he was ranked three times as the nation's #1 Independent Financial Advisor by \u003ci\u003eBarron's.\u003c\/i\u003e Ric's ability to help you make smart financial choices is highly acclaimed from coast-to-coast, with his objective, unbiased and in-depth review of today's personal finance challenges. \u003c\/p\u003e\u003cp\u003eThis is the one-of-a-kind resource you've been looking for, to help you make the right choices about college. \u003ci\u003eThe Truth About College\u003c\/i\u003e is the essential guide for both parents and teens.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eRIC EDELMAN\u003c\/b\u003e founded the nation's largest financial planning firm, is recipient of two Lifetime Achievement Awards, appeared on \u003ci\u003eOprah\u003c\/i\u003e five times and was once the answer to a \u003ci\u003eNew York Times\u003c\/i\u003e crossword puzzle. 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As Jade tells students, \"Choices are the gift that keep on giving - they either give a great future or future consequences.\"\u003c\/p\u003e\u003cbr\u003e\u003cp\u003eThe Graduate Survival Guide will help students: \u003c\/p\u003e\u003cbr\u003e\u003cul\u003e\n\u003cbr\u003e\u003cli\u003eIdentify and avoid the five biggest money mistakes.\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003eDiscover how to avoid student loans and pay cash for college.\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003eLearn how to make smart financial decisions during college.\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003ePut into practice healthy habits to keep them out of debt.\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003eTake responsibility for saving and spending with a plan.\u003c\/li\u003e\n\u003cbr\u003e\n\u003c\/ul\u003e \u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eThis is a must-have book for every high school senior!\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e2024 Edition\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 128\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.6 x 8.1 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 10, 2024\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795292369150,"sku":"9798887820446","price":19.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/MI58pb-Nuw9798887820446_6cc3da12-9d05-4635-99fe-7c94b7860c29.webp?v=1787918994"},{"product_id":"the-richest-man-in-babylon-warbler-classics-illustrated-edition-paperback-1","title":"The Richest Man in Babylon (Warbler Classics Illustrated Edition) - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGeorge Clason\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eA must-read for anyone looking to grow and manage their money. In 1926, George Clason issued the first of a famous series of pamphlets on thrift and financial success, based on parables set in ancient Babylon. Adhering to these principles helped Babylonians create one of the most prosperous civilizations the world has ever known: \u003c\/p\u003e\u003cbr\u003e\u003cp\u003e1.Start thy purse to fattening.\u003c\/p\u003e\u003cp\u003e2.Control thy expenditures.\u003c\/p\u003e\u003cp\u003e3.Make thy gold multiply.\u003c\/p\u003e\u003cp\u003e4.Guard thy treasures from loss.\u003c\/p\u003e\u003cp\u003e5.Make of thy dwelling a profitable investment.\u003c\/p\u003e\u003cp\u003e6.Insure a future income.\u003c\/p\u003e\u003cp\u003e7.Increase thy ability to earn.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003eEntertaining, humane, and simply told, \u003cem\u003eThe Richest Man in Babylon\u003c\/em\u003e offers timeless advice that will benefit readers in any financial position. This illustrated Warbler Classics edition includes a map of Neo-Babylonia and an annotated photo gallery of Babylon today.\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 102\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.24 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e July 29, 2022\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795302002942,"sku":"9781957240732","price":9.67,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/4kyqnnmXtS9781957240732_51e5c3fd-6b9f-47da-8066-b8e218681ab5.webp?v=1787919002"},{"product_id":"go-stock-go-a-stock-market-guide-for-enterprising-children-and-their-curious-parents-paperback-1","title":"Go! Stock! Go!: A Stock Market Guide for Enterprising Children and their Curious Parents - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eKathy Kamel\u003c\/b\u003e (Illustrator), \u003cb\u003eBennett Zimmerman\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eGo! Stock! Go! employs a cartoon-like \"Dr. Seuss\" style as it becomes the first truly user friendly book on stock and finance. A storybook follows the Johnson family as they learn the fundamentals of stocks and bonds, the mechanics of investing, and important lessons on risk and reward. The humorous illustrated story is simple enough for children and teenagers yet is also directed towards adults and kids of all ages. The book offers an advanced section \"Let's Talk Stock\" that provides an added level of knowledge for older readers. While designed with children in mind, this book is sure to become an adult favorite. \"Go! Stock! Go! is terrific. It simply explains what seems confusing and makes it understandable. I have purchased several copies for my kids to read as well. I plan to pass this book on to the School Board so they can introduce this material for all the schools in our area.\" - Christine Gottfredson, BOOKTALK with Chris\"One is never too young to learn about the value of money. Teaching children how to understand and take control of their finances can be a daunting task. That is why Go! Stock! Go! is so appropriate!\" - Barry Henry Meyer, Father of Three \u0026amp; Real Estate Developer\"Go! Stock! Go! is a great introduction on how the stock market works. The first part is an entertaining introduction and is written in simpler language for kids; the second part has more detailed information for older children and their parents. This book is quite readable and nicely illustrated!\" - Susan Mashiyama, Writer \u0026amp; Editor, Yale University Graduate\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eBennett Zimmerman is a businessman-author who believes that the disciplines of business offer ways to measure 'top-line' improvements in the quality of human, economic, and political rights throughout the world. Zimmerman has worked for BMG Music, the strategy consulting firm of Bain \u0026amp; Company, and studied at Harvard Business School, Dartmouth College and Newcomb School -- a Long Beach, California institution he credits for top education in American politics. In 1994, he opened Israel Emerging Growth Fund, L.P., a hi-tech investment fund. Visit www.GoStockGoInvest.com to learn more about Go! Stock! 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You'll explore everything from how to responsibly manage your first credit card to tips for buying your first car and finding scholarships to reduce your tuition. \u003c\/p\u003e\u003cp\u003eYou'll also find: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eCompanion materials, including online videos, infographics, printable resources, and worksheets you can use right away\u003c\/li\u003e \u003cli\u003eStrategies for creating a budget you can stick to and setting goals for saving and investing\u003c\/li\u003e \u003cli\u003eExplanations of how insurance--including car insurance--works, and how you can save money and time when you buy it\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eSo, whether you've got a teen in your life who could use a helping hand and a head start on managing their money--or you \u003ci\u003eare\u003c\/i\u003e that teen--\u003ci\u003ePersonal Finance For Teens For Dummies\u003c\/i\u003e will show you the financial ropes in an easy-to-understand way that's actually fun to read. Grab your copy today!\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eEssential money skills every teenager should know\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eManaging money is one of the most valuable skills you can master, literally. \u003ci\u003ePersonal Finance For Teens For Dummies\u003c\/i\u003e walks you through everything you need to know about budgeting, saving, and planning for your goals. Saving for college? A nice car? A trip around the world? This guide has you covered. It breaks down financial topics in a way anyone can understand, empowering you to make smart money decisions, now and in the future. With companion videos, it's fun to become money smart. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside... \u003cul\u003e\n\u003cli\u003eMaking a realistic budget\u003c\/li\u003e \u003cli\u003eSaving money in middle school\u003c\/li\u003e \u003cli\u003eOpening a bank account\u003c\/li\u003e \u003cli\u003eBalancing work and school\u003c\/li\u003e \u003cli\u003eUnderstanding interest\u003c\/li\u003e \u003cli\u003ePaying for college\u003c\/li\u003e \u003cli\u003eAll about credit cards\u003c\/li\u003e \u003cli\u003eMaking decisions about credit cards\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/b\u003e\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eAthena Valentine Lent\u003c\/b\u003e is founder of \u003ci\u003eMoney Smart Latina, \u003c\/i\u003e a financial education blog. Homeless in high school, Valentine is now a financial columnist for Slate Magazine.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eMykail James, MBA, \u003c\/b\u003e is a public speaker and financial educator. Through her online persona, \"The Boujie Budgeter\u003csup\u003e(R)\u003c\/sup\u003e,\" she explains complex money topics for young professionals.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 368\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 8.9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 22, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795313733886,"sku":"9781394315734","price":19.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/3MIb2b873D9781394315734_8b33e12b-cf01-4a53-aea9-266c596f7d4f.webp?v=1787919011"},{"product_id":"money-skills-for-young-adults-in-a-digital-age-a-quickstart-guide-to-help-you-budget-save-and-build-your-credit-score-create-wealth-early-overcome-paperback-1","title":"Money Skills for Young Adults in a Digital Age: A Quickstart Guide To Help You Budget, Save and Build Your Credit Score, Create Wealth Early, Overcome - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRoshel Waite\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eNobody taught you how to manage money...but life still expects you to get it right.\u003c\/p\u003e\u003cp\u003eBudgeting.\u003c\/p\u003e\u003cp\u003eSaving.\u003c\/p\u003e\u003cp\u003eCredit scores.\u003c\/p\u003e\u003cp\u003eDebt.\u003c\/p\u003e\u003cp\u003eIt all shows up fast-and suddenly, you're expected to know what you're doing.\u003c\/p\u003eIf you've ever thought: \u003cul\u003e\n\u003cli\u003e\"Where is all my money going?\"\u003c\/li\u003e\n\u003cli\u003e\"I need to start saving... but I don't know how.\"\u003c\/li\u003e\n\u003cli\u003e\"I don't want to mess up my credit.\"\u003c\/li\u003e\n\u003cli\u003e\"I feel behind financially.\"\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eYou're not alone.\u003c\/p\u003e\u003cp\u003eYou were just never taught.\u003c\/p\u003eThis book changes that.\u003cp\u003e\u003cstrong\u003e\u003cem\u003eMoney Skills for Young Adults in a Digital Age\u003c\/em\u003e\u003c\/strong\u003e is your clear, practical guide to understanding money in real life-without the confusion.\u003c\/p\u003e\u003cp\u003eNo jargon.\u003c\/p\u003e\u003cp\u003eNo lectures.\u003c\/p\u003e\u003cp\u003eNo unrealistic advice.\u003c\/p\u003e\u003cp\u003eJust simple, step-by-step strategies you can actually use.\u003c\/p\u003eInside, you'll learn how to: \u003cp\u003e✔ Build a budget that fits your real lifestyle\u003c\/p\u003e\u003cp\u003e ✔ Save money consistently-even on a low income\u003c\/p\u003e\u003cp\u003e ✔ Understand and improve your credit score\u003c\/p\u003e\u003cp\u003e ✔ Avoid common financial mistakes\u003c\/p\u003e\u003cp\u003e ✔ Break out of paycheck-to-paycheck living\u003c\/p\u003e\u003cp\u003e ✔ Start building long-term wealth early\u003c\/p\u003eThis isn't about being perfect with money.\u003cp\u003eIt's about being \u003cstrong\u003ein control\u003c\/strong\u003e.\u003c\/p\u003e\u003cp\u003eBecause the habits you build now?\u003c\/p\u003e\u003cp\u003eThey shape your future.\u003c\/p\u003eImagine this instead: \u003cp\u003eYou know exactly where your money is going.\u003c\/p\u003e\u003cp\u003eYou have savings set aside.\u003c\/p\u003e\u003cp\u003eYou feel confident making financial decisions.\u003c\/p\u003e\u003cp\u003eYou're no longer stressed checking your bank account.\u003c\/p\u003eThat version of you starts here.Perfect for: \u003cp\u003eStudents\u003c\/p\u003e\u003cp\u003eGraduates\u003c\/p\u003e\u003cp\u003eYoung professionals\u003c\/p\u003e\u003cp\u003eAnyone ages 16-25 learning how to manage money for the first time\u003c\/p\u003eIf you're ready to: \u003cp\u003e✔ Stop feeling confused about money\u003c\/p\u003e\u003cp\u003e✔ Start building real financial confidence\u003c\/p\u003e\u003cp\u003e✔ Take control of your future early\u003c\/p\u003eThen this book is for you. Scroll up and get your copy now\u003cp\u003eBecause the sooner you learn this...\u003c\/p\u003ethe easier your life becomes.\u003cp\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 222\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.51 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 10, 2024\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795328577790,"sku":"9781068747823","price":23.74,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/ALh5XzRDp9781068747823_548e9eb6-766a-4ce5-9ba4-2dcfc0b51334.webp?v=1787919027"},{"product_id":"financial-literacy-for-teens-and-young-adults-the-money-mindset-for-teens-and-young-adults-to-attain-financial-well-being-paperback-1","title":"Financial Literacy for Teens and Young Adults: The Money Mindset for Teens and Young Adults to Attain Financial Well-being - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJames Edwards\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eThis book 'FINANCIAL LITERACY FOR TEENS AND YOUNG ADULTS: The Money Mindset for Teens and Young Adults to Attain Financial Well-being' is a short and thorough description of how teenagers and young adults will acquire smart money habits, and be able to achieve financial independence as quickly as possible. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eIt is not cluttered with unnecessary theories but delves straight into practical procedures that teens and young adults can adopt to free themselves from the discomfort of lack and enjoy the peace and comfort that come from mastering personal finance. \u003cp\u003e\u003c\/p\u003eThe entire book was written in eleven chapters and forty-nine pages, revealing the basic things that teens and young adults need to enjoy financial well-being. \u003cp\u003e\u003c\/p\u003eThe first chapter revealed in four pages the eight basic reasons that financial literacy is relevant for teens and young adults. \u003cp\u003e\u003c\/p\u003eThe second chapter revealed in four pages the basic understanding of money, including what money is, the evolution of money, the function of money, and why money is important. \u003cp\u003e\u003c\/p\u003eThe third chapter revealed in five pages the basic concepts of achieving financial goals, the power of financial goals, different types of financial goals, the smart objectives for understanding goal-setting, setting financial priorities, formulating a financial plan, and the necessity of patience. \u003cp\u003e\u003c\/p\u003eThe fourth chapter revealed in three pages the basic idea of budgeting to achieve financial well-being, including understanding the concept of budget, the necessity of budget, how to make a budget and budgeting tips. \u003cp\u003e\u003c\/p\u003eThe fifth chapter revealed in four pages the fundamental knowledge of banks and savings, as well as the proper way to approach it for financial well-being. \u003cp\u003e\u003c\/p\u003eThe sixth chapter revealed in four pages the power of earning and investing money for financial well-being, including the different types of income, options for a career, the connection between expenses and budgeting, the value of financial investing, vehicles for investment, and investing techniques. \u003cp\u003e\u003c\/p\u003eThe seventh chapter revealed in five pages the need to perfect in the management of credit and debt to attain financial well-being including understanding the different types of debt, managing debts with wisdom, prudent use of credit cards, and establishing and preserving good credit. \u003cp\u003e\u003c\/p\u003eThe eighth chapter revealed in four pages the necessity of making wise decisions in the management of money for financial well-being, including setting financial goals, recognizing opportunity costs, and learning to spend money wisely to achieve financial well-being. \u003cp\u003e\u003c\/p\u003eThe ninth chapter revealed in four pages the five dangerous practices that could stop you from attaining financial success and how you can avoid them. \u003cp\u003e\u003c\/p\u003eThe tenth chapter revealed in three pages the basic knowledge of creating wealth to attain financial well-being, including the capability of compound interest for creating wealth, investing to increase wealth, managing risk and diversifying, and ongoing education and a long-term view. \u003cp\u003e\u003c\/p\u003eAnd, finally, the eleventh chapter reveals in three pages the eight basic ways teenagers and young adults can take charge of their financial future to enjoy financial well-being. \u003cp\u003e\u003c\/p\u003eIf you are determined to enjoy the virtues of financial freedom, this book 'FINANCIAL LITERACY FOR TEENS AND YOUNG ADULTS: The Money Mindset for Teens and Young Adults to Attain Financial Well-being' will prove to be an invaluable guide for you.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 50\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.1 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 13, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795329134846,"sku":"9798867576288","price":10.78,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/oMhyRwDcmU9798867576288_9ce6e5c3-f702-4d05-b8e9-1866e53b7860.webp?v=1787919028"},{"product_id":"money-skills-for-teen-girls-budgeting-investing-money-management-and-more-essential-personal-finance-strategies-for-smart-teenage-girls-learn-a-paperback-1","title":"Money Skills for Teen Girls: Budgeting, Investing, Money Management, and More Essential Personal Finance Strategies for Smart Teenage Girls - Learn, A - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eThe Mentor Bucket\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eHere's How You Can Empower Your Teen Daughter To Take Control Of Her Finances\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eLooking for a personal finance book for your teenage daughter, niece, or granddaughter?\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eNeed an all-inclusive financial guide to help your teenager prepare for the complexities of adulthood?\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eDo you want to help your teen girl learn more about budgeting, investing, or financial literacy, but don't know how?\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIntroducing \"Money Skills for Teen Girls\" The Ultimate Money Management Book For Smart Teenage 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will set her up for future success Pursue entrepreneurial opportunities and develop a winning mindset Avoid common scams, and stick to her budget\u003c\/ol\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eBut Wait... 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Clason\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"A part of all you earn is yours to keep.\" - George S. Clason\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThe Richest Man\u003c\/em\u003e in Babylon distills timeless lessons on wealth, success, and personal finance through engaging parables set in the ancient city of Babylon. With clear, practical wisdom, George S. 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Or scrimp and save every penny, eating beans and rice throughout college? Or forego every large purchase and cut up all the credit cards you've ever owned?\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e According to U.S. News data, students who borrow money for college will graduate owing $29,719 in student loan debt. So does this mean you shouldn't borrow any money for school, what about ditching the idea of college altogether to save on the expense?\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e We uncover all these ideas and much more within this book. Whether you're born into poverty, or with a silver spoon, financial independence is within your reach if you practice the right money habits. Be mindful, not all of the topics are filled with sunshine and roses.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e Nobody aims to be poor and live a life riddled with discomfort. Financial freedom is everybody's end goal. But unfortunately, not everyone gets to achieve it - because of the wrong information, the wrong habits, or both.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e There's no better time than NOW to start equipping yourself with practical financial strategies. Fortunately, you have the perfect mentor slash coach in book form to give you the same tips and tools he used to help himself, as well as hundreds of others to confidently transition to adulthood and creating the life you want.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e Inside this unconventional guide, you'll discover: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e101 financial resources that every young person must know - the money world is harsh, but there are resources for every situation you will encounter\u003c\/li\u003e\n\u003cli\u003eThe fundamentals of the money game and how to avoid both obvious and subtle pitfalls - win the game by arming yourself with valuable information\u003c\/li\u003e\n\u003cli\u003eThe three villains working hard (and often together) to bring your money down - discover practical financial strategies to defeat each one of them\u003c\/li\u003e\n\u003cli\u003eThe ancient and powerful practice of saving, and the suprising examples of why saving is not enough in today's times - how to apply money lessons from thousands of years ago\u003c\/li\u003e\n\u003cli\u003eThe Do's and Don'ts of working with financial professionals - failure to do it properly can lead to enormous wastes of money and time\u003c\/li\u003e\n\u003cli\u003eHow to manage and work on student and personal loans - discover two effective methods to become debt-free ASAP\u003c\/li\u003e\n\u003cli\u003eThe reasons why typical \"financial education\" is a scam and will not teach you financial literacy - the inside truth will leave you shocked...\u003c\/li\u003e\n\u003cli\u003eHow to assassinate the invisible money villain - discover anti-inflation techniques by copying what the world's largest businesses do\u003c\/li\u003e\n\u003cli\u003eAnd much more!\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFinancial freedom doesn't only give you more than enough funds to live comfortably, it also grants you an everlasting peace of mind on all money subjects.\u003c\/p\u003e\u003cp\u003eWith this book, you will develop an open mind when it comes to money as you understand the urgency of being willing to adjust to our ever-changing economic world.\u003c\/p\u003e\u003cp\u003eWithin the pages of this amazing book, the unorthodox lessons will carry your financial literacy into a super realm. For the best experience, it's best to remind yourself that no matter how smart you are, and no matter how much you think you already know about personal finance, there's always a greater level waiting for you to explore.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIncrease Your Financial Literacy Knowledge Today: Add this book to your library right now!\u003c\/strong\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 180\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.38 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 13, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795341717758,"sku":"9798348382070","price":21.58,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/neBVup2Ako9798348382070_1bc2f0e0-72fb-4793-a3c4-a9801330a4e6.webp?v=1787919043"},{"product_id":"adulting-hard-money-skills-for-teens-paperback-1","title":"Adulting Hard Money Skills for Teens - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJeffrey C. 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Take control of your money and make it work for you. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e \u003cp\u003e\u003c\/p\u003e \n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 140\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.3 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 02, 2024\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795347714302,"sku":"9798224273430","price":21.53,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/JgdQIdtevZ9798224273430_29229cba-98b8-456c-8def-c9a2f79c2798.webp?v=1787919052"},{"product_id":"investing-for-teenagers-paperback-1","title":"Investing for Teenagers - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eEvan Apte\u003c\/b\u003e (Author), \u003cb\u003eAidin Apte\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eEvan and Aidin are teenagers who want to understand investing without the jargon or social media noise. 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Clason\u003c\/b\u003e (Author), \u003cb\u003eMitch Horowitz\u003c\/b\u003e (Introduction by)\u003c\/p\u003e\u003cp\u003eA classic, insightful, financial, motivational guide that has lead many generations to monetary and personal success.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 182\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.5 x 7.9 x 5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 05, 2019\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795351482622,"sku":"9781722502096","price":19.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/aO3zf1YVC29781722502096_9d87e166-1a6e-4784-9693-50b6c28160ff.webp?v=1787919059"},{"product_id":"go-2-the-antz-paperback-1","title":"Go 2 The Antz - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eIsaac N. P. Carter\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFrom the day you were born money has been playing a very important role in your life. As a matter of fact, even before you were born money was spent preparing for your arrival, then celebrating your birth; buying clothes, gifts, toys, and more importantly providing a home for you. Money pays for your education, your leisure, food and shelter; in fact more or less everything you do requires money in one form or the other. So if money is so important surely you need to know as much about it as early as early as possible. Without financial education your generation will make the same mistakes as the previous one, living on credit, having no savings plan and ending up broke. 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Clason\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"The Richest Man in Babylon\" is a timeless classic of financial wisdom, utilizing ancient Babylonian parables to deliver fundamental principles for acquiring and maintaining wealth. Written by George S. Clason, this influential work is framed as a series of lessons set in the historic city of Babylon, once the wealthiest city in the ancient world. Through the stories of characters like Arkad, the titular richest man, the book outlines the \"Seven Cures for a Lean Purse\" and the \"Five Laws of Gold.\"\u003c\/p\u003e\u003cp\u003eThe core message emphasizes the importance of saving a portion of one's earnings, living within one's means, and making wise investments. Clason's parables translate complex financial concepts into simple, actionable advice that remains remarkably relevant in the modern era. 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We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 122\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.26 x 9.21 x 6.14 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 16, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795776319742,"sku":"9781025751436","price":25.85,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/XGG5x-HzM49781025751436_4bdcdb6e-747a-49fe-bafe-104c0ca2e580.webp?v=1787922509"},{"product_id":"financial-prep-101-paperback-2","title":"Financial Prep 101 - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJanis R. Dickey\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eStep into the future of finance with Financial Prep 101: Simple Tips for the Next Generation.\u003c\/p\u003e\u003cp\u003eThis practical workbook serves as your guide to financial freedom, demystifying the often-intimidating world of finance with straightforward explanations. 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Clason\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Richest Man in Babylon by George S. Clason is a timeless classic that imparts essential principles of financial success through a series of engaging parables set in ancient Babylon. Drawing on the wisdom of the prosperous city, the book offers practical lessons on saving, investing, and wealth-building, encapsulated in stories of characters like Arkad, the titular richest man, who shares his secrets to financial prosperity. Clason emphasizes timeless advice such as living below your means, making money work for you, and embracing discipline and patience in financial planning. 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Gatchell\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eThe Financial Empowerment Handbook\u003c\/em\u003e\u003c\/strong\u003e is a comprehensive resource for young people seeking to develop healthy, lifelong financial habits in order to be successful with money and personal finances. Targeting the 16-26 year old age bracket, the book expands upon basic financial literacy concepts and empowers readers to use such information for one's benefit, providing a blueprint for long-term success and financially secure lives. By providing practical guidance on saving, investing, responsible spending, budgeting and more, this book has the potential to change behaviors and help our youth start early on the path to prosperity.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eContent is structured in likely chronological importance to a young reader: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eStarts with \u003cstrong\u003e\u003cem\u003eEarning Money, Entrepreneurship, Post-Secondary Education\u003c\/em\u003e\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eContinues with \u003cstrong\u003e\u003cem\u003eSaving, Spending, Debt \u0026amp; Credit\u003c\/em\u003e\u003c\/strong\u003e, and \u003cstrong\u003e\u003cem\u003eBig Buys\u003c\/em\u003e\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eAnd then \u003cstrong\u003e\u003cem\u003eInvesting, Retirement \u003c\/em\u003e\u003c\/strong\u003eand\u003cstrong\u003e\u003cem\u003e Protecting Yourself\u003c\/em\u003e\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eAnd finally bringing it all together with \u003cstrong\u003e\u003cem\u003ePersonal Financial Goals\u003c\/em\u003e\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eSelf-Assessments\u003c\/em\u003e\u003c\/strong\u003e, \u003cstrong\u003e\u003cem\u003eChapter Recaps\u003c\/em\u003e\u003c\/strong\u003e, and \u003cstrong\u003e\u003cem\u003eCheckpoints\u003c\/em\u003e\u003c\/strong\u003e prompt the reader to consider their own financial literacy and stay engaged with the content.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e***\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\"This book answers the biggest question teens and young adults ask about personal finance: why should I care? And it answers the question in a way that impacts them today!\" - Bobbi Olson, budgeting coach, podcast host\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\"This handbook's mix of facts, stories, and actionable advice makes it a go-to resource for anyone navigating personal finance.\" - Sam Neumann, Financial Education Specialist\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e***\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eContent exceeds the Texas Education Agency's (TEA) requirements for a one-half credit course on \u003cstrong\u003ePersonal Financial Literacy \u0026amp; Economics\u003c\/strong\u003e as listed in the Texas Essential Knowledge \u0026amp; Skills (TEKS) rule 113.76.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 292\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.61 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 10, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795792998654,"sku":"9798986720029","price":26.98,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/KUbLwOa0LT9798986720029_8bb66bf6-2453-4906-baab-b881619e10cc.webp?v=1787922518"},{"product_id":"everything-you-didnt-learn-in-school-the-official-survival-guide-for-young-adults-paperback-2","title":"Everything You Didn't Learn in School: The Official Survival Guide for Young Adults - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRishi Sholanki\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eTransition smoothly to adulthood with this guide on the essential life skills you probably didn't learn in school. \u003c\/p\u003e \u003cp\u003eIn clear, to-the-point language, \u003ci\u003eEverything You Didn't Learn in School\u003c\/i\u003e gives you the background you'll need to navigate your way to success, including answers to these key questions: \u003c\/p\u003e \u003cul\u003e \u003cli\u003ehow to nail key job interviews, \u003c\/li\u003e \u003cli\u003ehow to handle stressful work meetings, \u003c\/li\u003e \u003cli\u003ehow to read your pay stub, \u003c\/li\u003e \u003cli\u003ewhat rights you have as a tenant, \u003c\/li\u003e \u003cli\u003ewhat happens if you leave your job, \u003c\/li\u003e \u003cli\u003ehow to buy a car, and\u003c\/li\u003e \u003cli\u003ewhat you need to know before you buy a home.\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eWith this indispensable information at your fingertips, you will be able to master the skills any modern adult needs to survive.\u003c\/p\u003e \u003cp\u003eWritten by an experienced wealth advisor, this thorough, reader-friendly manual will help you bridge the gap between school and the real world. The author, Rishi Sholanki, CFP(R) is a wealth advisor who specializes in helping clients meet their long-term goals. \u003c\/p\u003e \u003cp\u003eWhether you are still in college and contemplating your next steps or already out of school and living independently, \u003ci\u003eEverything You Didn't Learn in School\u003c\/i\u003e will give you the foundation you need to make smart choices.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eRishi Sholanki, CFP(R) attended the University of Toronto and specialized in finance. After graduation, he became a wealth advisor. Presently he runs his own practice called Elite Private Wealth. He works with a variety of clients, both individuals and businesses, to create strategies for meeting their long-term goals. \u003c\/p\u003e \u003cp\u003e\u003ci\u003eEverything You Didn't Learn in School\u003c\/i\u003e was inspired by the large number of friends who came to Sholanki for financial advice. Most of them were recent college graduates, and their questions made Sholanki realize how little schools taught about life skills and financial skills. He created this guide to bridge that gap, offering information on topics we all come across at some point in our adult lives.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 76\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.16 x 9.02 x 5.98 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 02, 2017\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795811807486,"sku":"9780995815100","price":10.06,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/zm302oVDOJ9780995815100_4f558146-1246-4d12-9558-047d162530a8.webp?v=1787922528"},{"product_id":"fin-001-personal-freedom-and-finance-short-foundational-discussions-on-personal-economics-and-finance-for-todays-young-adults-paperback-2","title":"FIN 001 - Personal Freedom and Finance: Short foundational discussions on personal economics and finance for today's young adults - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eBrooks Levonitis\u003c\/b\u003e (Editor), \u003cb\u003e4t Nox U.\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\"The 'American Dream' cannot be achieved independent of independence.\" \"FIN 001: Personal Freedom and Finance - Short Foundational Discussions on Personal Economics and Finance for Today's Young Adults\" provides a series of topical discussions about defining financial success individually and what it takes to become independent in today's uncertain and complex world. Intended for a young adult audience (and those adults wishing to \"reset\" their financial path), it is not a how-to guide but a direct conversation to spur serious thoughts about finding one's passion and making financially responsible decisions, thereby providing emotional as well as practical aspects of obtaining individual (financial) freedom. By not setting personal and financial goals, and prioritizing time and resources, many people drift, failing to live a life that fulfills their dreams or even provides for their long-term financial needs. The financial principles in \"Personal Freedom and Finance\" are fundamental. From establishing a budget to contemplating a home purchase to planning for retirement, it introduces key concepts that educate readers and encourage people to take control of important life decisions. Unlike other financial planning how-to books, \"Personal Freedom and Finance\" is largely concerned with showing readers the importance of defining success on their own terms and developing basic financial disciplines necessary to achieve it. \"Personal Freedom and Finance\" easily connects with young adults as it engages their innate desire for individual liberty and recognizes their understandable anxiety over the unstable financial, employment, and housing markets. A primer in financial literacy and a motivational guide to grasping life by the horns, this book would make an excellent gift to anyone just starting out on their own or those looking to start over. \"Financial prudence, diligence and discipline are keys to personal freedom. Very few young men and women set out into adulthood expecting to retreat back home or become wards of the state.\"\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eBrooks Levonitis earned his master's degree in business administration from Oklahoma City University and his master's in education from the University of Central Oklahoma. Levonitis is a former educator and licensed school superintendent. Previously, he was a registered investment advisor and managing director of a private investment fund. 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There are some important money tips you need to know! Money can be a source of joy in your life, but only if you learn to use money effectively. This book reviews some basic concepts about money, with recommendations that can save you from making costly mistakes. Every young person graduating from high school should read this book. This book is short, to the point, and delivers tremendous value.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eZach De Gregorio, CPA is the current CFO (Chief Financial Officer) at Spaceport America. Drawing on his experience in multiple sectors including high-tech, aerospace, energy, entertainment, telecommunications, real estate, and hospitality, Zach empowers organizations to use their money effectively. Zach De Gregorio has a Bachelor Degree from the University of Southern California in Los Angeles. 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And while it is true that women have significantly more opportunities for earning than in past eras, this improved ability for women to determine their own financial future makes it more important that girls understand the strategies for financial success. \u003cp\u003e\u003c\/p\u003e\u003ci\u003eFinancial Nutrition(R) for Young Women: How (and Why) to Teach Girls about Money\u003c\/i\u003e addresses the two critical levels that are necessary to truly eradicate women's economic inequality: what to teach girls and what women need to learn. Authored by a financial educator who is also a mother and a teacher, this book is for people who care about teenage girls-parents and other family members, educators, financial advisors, troop leaders, camp directors, and community organization leaders. The talking points and independent activities are easily accessible and engaging for both adults and students. \u003ci\u003eFinancial Nutrition(R) for Young Women: How (and Why) to Teach Girls about Money\u003c\/i\u003e can be used effectively in the home, the classroom, afterschool programs, clubs, and camps, as well as in girls' organizations. 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Brown\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eAs a teen entering adulthood life comes at you fast. Parents can only prepare you for so much and sometimes good money management is not at the top of the list. \"Making the Grade\" will teach you basic money management techniques that you can implement today, and by implementing these techniques in the early stages of your financial life you will set yourself up for a future of financial success and not financial suicide.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eKatina served ten years in the United States military where she managed millions of dollars of government funding. In the private sector she held numerous accounting positions before settling in the Chief Financial Officer position of a multi-million dollar manufacturing company. In 2003 Katina began expanding her knowledge into personal financial advising, which quickly became her passion. She has helped countless families with their finances and has held numerous seminars on sound financial planning. This book was born from her acclaimed teen seminars. The goal of this book is to educate teens so they can avoid the common mistakes made when managing money. Katina has a Bachelor in Business Administration from California Baptist University and a FINRA Series 6 and 63 Securities license. She resides in California with her husband and two children.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 60\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.14 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 23, 2009\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795887436030,"sku":"9781440175299","price":10.75,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/k19OWuH32b9781440175299_105499e7-7f6b-40b2-9594-85fd380b1cb6.webp?v=1787922568"},{"product_id":"money-smart-kids-teach-your-children-financial-confidence-and-control-paperback-2","title":"Money-Smart Kids: Teach Your Children Financial Confidence and Control - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGail Vaz-Oxlade\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eAs a parent you want the best for your kids. You work hard to provide every advantage you can. You want them to be safe, smart and healthy. Yet, when it comes to money, it's a whole different story. If you're like most people, you'd rather run a mile through a desert with a camel on your back than talk financial realities with your children.Your parents told you that talking about money just wasn't polite. Look where that left you! A healthy, balanced attitude towards money begins when kids are just toddling, so pull your head out of the sand and roll up your sleeves.\u003c\/p\u003e\u003cp\u003eGail Vaz-Oxlade, Canada's #1 personal finance expert, will teach you everything your children need to know. Gail believes that building confidence and money skills starts with an age-appropriate allowance. In Money-Smart Kids, she'll show you how to start an allowance and use it effectively to help your kids: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003emake saving a habit\u003c\/li\u003e\n\u003cli\u003elearn the difference between a need and a want\u003c\/li\u003e\n\u003cli\u003euse the \"magic jars\" to balance competing goals\u003c\/li\u003e\n\u003cli\u003ecreate life-long money management skills\u003c\/li\u003e\n\u003c\/ul\u003eWhat better gift could you give your kids than the confidence to control their money, rather than letting their money control them? Let Gail help you raise Money-Smart Kids.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 96\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.32 x 7.72 x 4.8 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 06, 2011\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795886485758,"sku":"9781443412292","price":8.05,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/uSMzQnwOD29781443412292_ff5bf717-2678-428b-9ff6-178362134741.webp?v=1787922568"},{"product_id":"no-one-ever-told-us-that-money-and-life-lessons-for-young-adults-hardcover-2","title":"No One Ever Told Us That: Money and Life Lessons for Young Adults - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJohn D. Spooner\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eThe \"new grownup\" guide to managing your life and money in the modern economy\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e is a series of essential life and financial lessons that every adult needs to read before they embark upon their own life's adventures. You've completed your education, your couch surfing, and your internships--now it's time to grow up. You have a \"real\" job, maybe a family, and maybe a mortgage; but you've been launched into an uncertain world. This book is your much-needed guide to life as an adult, giving you the answers you need about becoming a professional, becoming financially secure, and becoming your own person. You see the world differently when you spend your days supporting yourself and your family, and money management quickly becomes an integral part of everything you do. This useful guide shows you how to do what you need to do, find the people you need on your side, and fulfill your obligations to those who matter most to you.\u003c\/p\u003e \u003cp\u003eYou may have been used to the \u003ci\u003eidea\u003c\/i\u003e of \"independence\" for a while by now, but when the \u003ci\u003ereality\u003c\/i\u003e of it hits, many new adults are thrown into a sudden state of panic. This book is your guide through the storm, your handbook for adulthood, and your personal companion for the journey ahead.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eJohn D. Spooner has a dual life. He has been named by Barrons as one of the top 100 financial advisors in America. As an author, the great mystery writer Robert B. Parker has said, \"John Spooner is, quite simply, one of the best writers in America.\"\u003c\/li\u003e \u003cli\u003eGain a fresh perspective on the world as a grownup\u003c\/li\u003e \u003cli\u003eMeet financial challenges with smart money management\u003c\/li\u003e \u003cli\u003eAssemble your personal, legal, medical, and financial support team\u003c\/li\u003e \u003cli\u003eLearn essential lessons before you suffer their consequences\u003c\/li\u003e \u003cli\u003eWritten by the only full-time writer and money manager in America\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eNothing in your experience has ever prepared you for the responsibility of \u003ci\u003eresponsibility\u003c\/i\u003e. You've been thrown into the deep end, the undertow is strong, and the stakes are high--it's time to start swimming. \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e gets you right on track to your brightest future.\u003c\/p\u003e\u003ch3\u003eFront Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e is a witty, wise, and hands-on resource filled with essential life lessons and practical financial advice for managing your life and money in today's hard-knock economy. Written by John D. Spooner-- America's only investment advisor\/novelist--this much-needed guide draws on his expertise in financial matters and his down-to-earth insights about living a fulfilling life. \u003c\/p\u003e\u003cp\u003eEven if you have an advanced degree from Harvard, \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e will help fill in the blanks and give you the answers needed to become a thriving professional, develop financial security, and grow into your own best person. The world is a much different place when you have the responsibility of supporting yourself and your family. Managing money quickly becomes a vital part of everything you do. The author gives practical solutions for building a team of people you will need in key areas such as legal, medical, and financial. \u003c\/p\u003e\u003cp\u003eDesigned as a guide for the \"real\" world, \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e includes the concrete answers for dealing with the inevitable crises you will encounter along the way. Discover what it takes to handle losing a parent, divorce, raising children, getting fired, relocating to a new city, getting into clubs, and grappling with sibling rivalry. The book also includes advice for managing everyday issues, including getting plumbers and contractors to come on time, deciding whether to own or rent, understanding the truth about nonprofit boards, and so much more. \u003c\/p\u003e\u003cp\u003eYou've been thrown into the deep end of the ocean, the undertow is strong, and the stakes are high--it's time to start swimming. \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e gets you right on track to your brightest future.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e is a witty, wise, and hands-on resource filled with essential life lessons and practical financial advice for managing your life and money in today's hard-knock economy. Written by John D. Spooner--America's only investment advisor\/novelist--this much-needed guide draws on his expertise in financial matters and his down-to-earth insights about living a fulfilling life.\u003c\/p\u003e \u003cp\u003eEven if you have an advanced degree from Harvard, \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e will help fill in the blanks and give you the answers needed to become a thriving professional, develop financial security, and grow into your own best person. The world is a much different place when you have the responsibility of supporting yourself and your family. Managing money quickly becomes a vital part of everything you do. The author gives practical solutions for building a team of people you will need in key areas such as legal, medical, and financial. \u003c\/p\u003e\u003cp\u003eDesigned as a guide for the \"real\" world, \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e includes the concrete answers for dealing with the inevitable crises you will encounter along the way. Discover what it takes to handle losing a parent, divorce, raising children, getting fired, relocating to a new city, getting into clubs, and grappling with sibling rivalry. The book also includes advice for managing everyday issues, including getting plumbers and contractors to come on time, deciding whether to own or rent, understanding the truth about nonprofit boards, and so much more. \u003c\/p\u003e\u003cp\u003eYou've been thrown into the deep end of the ocean, the undertow is strong, and the stakes are high--it's time to start swimming. \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e gets you right on track to your brightest future.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eJOHN D. SPOONER\u003c\/b\u003e is the only investment advisor\/novelist in America. His bestselling nonfiction includes \u003ci\u003eDo You Want to Make Money or Would You Rather Fool Around?\u003c\/i\u003e as well as \u003ci\u003eConfessions of a Stockbroker, Smart People\u003c\/i\u003e, and \u003ci\u003eSex and Money\u003c\/i\u003e. His novels include \u003ci\u003eClass\u003c\/i\u003e and \u003ci\u003eThe Foursome\u003c\/i\u003e. His book \u003ci\u003eNo One Ever Told Us That: Money and Life Letters to My Grandchildren\u003c\/i\u003e has been a \u003ci\u003eBoston Globe\u003c\/i\u003e #1 bestseller and ranked #2 on Amazon's bestselling business books list.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ewww.johndspooner.com\u003c\/b\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 192\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.8 x 9.1 x 6.3 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e June 02, 2015\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795893235966,"sku":"9781118992234","price":27.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/SuKBU4cR4I9781118992234_b1e943f2-e4d4-4005-b698-4e1050a7f4b9.webp?v=1787922571"},{"product_id":"financial-literacy-for-millennials-a-practical-guide-to-managing-your-financial-life-for-teens-college-students-and-young-adults-hardcover-2","title":"Financial Literacy for Millennials: A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAndrew O. Smith\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eA modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eThere is growing awareness that teaching consumers more about finance is an urgent national priority-and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. \u003cp\u003e\u003c\/p\u003eThe guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. \u003cp\u003e\u003c\/p\u003eIdeal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eAndrew O. Smith\u003c\/b\u003e, MBA, JD, is a trustee, financial advisor, and licensed attorney who has counseled trust funds, estates, investment partnerships, limited-liability corporations, insurance trusts, real estate partnerships, and individuals.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 216\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 9.3 x 6.4 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 22, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795893989630,"sku":"9781440834028","price":109.8,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/5Wuha0RdiM9781440834028_39844776-b516-47f5-8194-3a96f83b5578.webp?v=1787922572"},{"product_id":"financial-literacy-for-teens-parents-guide-paperback-2","title":"Financial Literacy for Teens Parents' Guide - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRaman Keane\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eDiscover the secrets to raising financially smart teens - See them thrive in adulthood and achieve financial success.\u003c\/p\u003eAre you worried that if your teen doesn't learn financial literacy now, they might experience financial crises later in life?\u003cstrong\u003eDo you want to ensure they can handle money wisely to avoid falling into a debt trap?\u003c\/strong\u003eAre you afraid that your teen's lack of financial knowledge could lead to poor decisions that could haunt them for years to come?As a parent, it's natural to want the best for your child, especially when it comes to their financial well-being. The fear of your teen struggling with debt or having money problems later on keeps you up at night, wondering how you can help them prevent these pitfalls.You understand the importance of teaching your teen how to manage money wisely, but you may be unsure where to start or how to approach the topic in a way that resonates with them.\u003cstrong\u003eThat's why it's crucial to make sure they have the know-how and skills to handle their finances well.\u003c\/strong\u003eFortunately, you don't have to take a guess. With the right guidance and resources, you can \u003cstrong\u003eequip your teen to take control of their finances and achieve their dream life.\u003c\/strong\u003eYou know that helping them build a solid foundation of financial literacy is one of the greatest gifts you can give them - a gift that will set them on the path to financial success.In this guide, here is just a fraction of what you will discover: \u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eThe \u003cem\u003eP.R.O.S.P.E.R.\u003c\/em\u003e approach to managing money and building wealth so your teen can achieve financial freedom later in life\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003eHow having a job allows your teen to understand the value of money - and 7 ways you can help them get their first job\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe power of compound interest\u003c\/strong\u003e...and how your teen can use it to grow their money\u003c\/li\u003e\n\u003cli\u003eHow to help them avoid debt traps and use their credit card responsibly\u003c\/li\u003e\n\u003cli\u003eWhy teens should start investing at an early age -\u003cstrong\u003e and how to start investing even if your child doesn't have hefty savings\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eHow to help them manage their emotions so they won't affect their financial decisions\u003c\/li\u003e\n\u003cli\u003eHow to protect your teen's finances when a disaster strikes without using their\/your emergency funds\u003c\/li\u003e\n\u003cli\u003eWhy teens should care about retirement planning - \u003cstrong\u003eand strategies on how to have an abundant retirement\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\u003cem\u003eAnd much more.\u003c\/em\u003e\u003cp\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 152\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.33 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 13, 2024\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795899658494,"sku":"9798989197231","price":21.58,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/Zx9MBL8QKt9798989197231_bfd9651f-0163-4d3a-8f4a-f5d14c97382f.webp?v=1787922575"},{"product_id":"the-richest-man-in-babylon-for-everyone-paperback-2","title":"The Richest Man in Babylon - for Everyone - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGeorge S. Clason\u003c\/b\u003e (Author), \u003cb\u003eRichard Enlow\u003c\/b\u003e (Adapted by)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Richest Man in Babylon - For Everyone\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eTimeless Wealth Wisdom, Modern Clarity\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Richest Man in Babylon is one of the most enduring guides to building wealth, achieving financial security, and creating lasting prosperity. Originally written by George S. Clason, this classic teaches the fundamental principles of money through engaging parables set in ancient Babylon.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eHowever, older financial texts can be difficult to read. This For Everyone edition presents Clason's wisdom in clear, accessible language-without losing its depth or impact-so that anyone can apply these timeless lessons to their own life.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eEasier to Read - Adapted to an 8th-grade reading level for clarity and ease of understanding.\u003c\/li\u003e\n\u003cli\u003eMore Engaging - Smooth, modern language makes it easy to absorb and apply the lessons.\u003c\/li\u003e\n\u003cli\u003eSame Timeless Teachings - The original financial principles remain intact, presented in a way that makes sense today.\u003c\/li\u003e\n\u003cli\u003ePractical \u0026amp; Relevant - Learn how to save, invest, and grow wealth using simple, time-tested methods.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePart of the For Everyone Series\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eAt For Everyone Books, we believe that life-changing knowledge should be available to all-not just economists or financial experts. Our editions make essential ideas readable, practical, and empowering.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eNo unnecessary complexity\u003c\/li\u003e\n\u003cli\u003eNo intimidating jargon\u003c\/li\u003e\n\u003cli\u003eJust clear, valuable insights for all readers\u003c\/li\u003e\n\u003cli\u003eIf you've ever wanted to master money without frustration, this is the book for you.\u003c\/li\u003e\n\u003c\/ul\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 166\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.35 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 14, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795903590654,"sku":"9798992628920","price":16.18,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/Qmv1fhYrdG9798992628920_9f060dd6-8a38-4bdd-965d-a82513b8a3aa.webp?v=1787922577"},{"product_id":"free-pre-college-programs-a-guide-to-no-cost-and-low-cost-summer-programs-for-teens-paperback-2","title":"Free Pre-College Programs: A Guide to No-Cost and Low-Cost Summer Programs for Teens - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eLynnette Khalfani-Cox\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eAs seen in USA TODAY, Forbes.com, Yahoo! Finance, Education Week and more! Every summer, hundreds of thousands of high school teens enroll in pre-college programs, including some expensive programs that cost $1,000 or more per week. But you don't have to spend a small fortune on pricey pre-college programs. Hundreds of free and low-cost options exist for high school students who want to know what it's like to live, learn, and have fun on a college campus. Taking part in a residential pre-college program boosts students' confidence, improves their independence, and can supplement their college applications too. This guide reveals more than 50 summer enrichment programs, all of which are FREE or very affordable, including programs at Ivy League schools and other top colleges and universities. Even better: the author shows you exactly how to research, find and get into free pre-college programs of interest to you - in your state or anywhere around the country.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 90\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.19 x 8 x 5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e June 27, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795903820030,"sku":"9781932450132","price":16.2,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/xxlrG_UglY9781932450132_0cae087a-3f6f-439b-be4c-1dba22f03327.webp?v=1787922577"},{"product_id":"personal-finance-for-teens-master-budgeting-saving-and-investing-through-hands-on-engaging-and-teen-friendly-activities-to-empower-financial-lite-hardcover-2","title":"Personal Finance For Teens: Master Budgeting, Saving, and Investing Through Hands-On, Engaging, and Teen friendly Activities to Empower Financial Lite - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJ. R. Orr\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eEnsure your teen's financial future without overwhelming them with complex financial jargon - raise money-smart adults!\u003c\/p\u003e\u003cp\u003eAre you worried about your teen's future financial stability knowing all too well that they don't have the needed financial skills to survive adulthood?\u003c\/p\u003e\u003cp\u003eHave you tried teaching them the basics of personal finance, only to be met with disinterest or confusion? \u003c\/p\u003e\u003cp\u003eDo you want to help them master personal finance but don't know where to start?\u003c\/p\u003e\u003cp\u003eIf so, you're not alone. \u003c\/p\u003e\u003cp\u003eAs a parent, \u003cstrong\u003eyou want your teen to grow up financially independent and secure\u003c\/strong\u003e. \u003c\/p\u003e\u003cp\u003eBut in today's fast-paced world, it's easy to get caught up in the hustle and bustle of everyday life and forget to teach your teens about the importance of managing money. \u003c\/p\u003e\u003cp\u003eHowever, it's never too late to start. \u003c\/p\u003e\u003cp\u003eFinancial skills can be acquired, even without a background in finance or economics.\u003c\/p\u003e\u003cp\u003eEven better, you don't need to enroll your kids in any formal institution or class.\u003c\/p\u003e\u003cp\u003eAll you need is a reliable guide that will provide you with easy-to-understand insights and actionable steps to help your teen gain control of their financial future.\u003c\/p\u003e\u003cp\u003eAnd with this \u003cstrong\u003eteen-friendly personal financing manual\u003c\/strong\u003e, your kids will discover all they need to navigate the complex world of money management.\u003c\/p\u003e\u003cp\u003eInside, you will discover: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eSimple, hands-on, easy-to-follow personal finance concepts to master \u003c\/b\u003ethat your teen will actually enjoy reading - boring financial lessons no more!\u003c\/li\u003e\n\u003cli\u003eTips and tricks for budgeting, saving, investing, and planning for retirement your teen can quickly start using right away - no need to wait until they're in their 20s or 30s to start building a solid financial foundation\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eAvoid the dangers and pitfalls of Student Loan Debt\u003c\/b\u003e from ruining your teen's financial future by making sure to use this debt correctly or avoiding it altogether.\u003c\/li\u003e\n\u003cli\u003eInspiring stories that will show your teen how the importance of financial responsibility plays out in the real world\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eA step-by-step guide to helping your teen create a financial plan \u003c\/b\u003efor the future to ensure their financial independence\u003c\/li\u003e\n\u003cli\u003ePractical strategies for building and maintaining good credit that your teen will need in the future - discover ways to establish a strong credit history and avoid bad debt\u003c\/li\u003e\n\u003cli\u003eCreative ways to earn money and build wealth, with guides on how to apply for a job or start entrepreneurship\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eTons of engaging, interactive activities \u003c\/b\u003ethat will keep your teen interested and excited to know more about finances - \u003cb\u003ewho says learning can't be fun and educational \u003c\/b\u003eat the same time?\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eAnd much more!\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003eYour teen still has a couple of years to go before adulthood, but why not prepare them now for what lies ahead? The earlier they start, the more their money management skill grows.\u003c\/p\u003e\u003cp\u003eSo, don't let your teen fall trapped in common financial mistakes that plague so many young people today.\u003c\/p\u003e\u003cp\u003eGift them the true path to financial independence today!\u003c\/p\u003eIf you want to prepare your teen for the financial challenges ahead, then scroll up and click \"Add to Cart\" right now.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 162\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.5 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 05, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795907621118,"sku":"9781962520010","price":30.22,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/ALGnQ9scJ_9781962520010_a1afad46-ebd4-448b-a2ad-551a25087158.webp?v=1787922579"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/collections\/gIDL1U6hpe9781683372318_3f52763f-29ee-4360-8085-f5e0f4d29b80.webp?v=1791292632","url":"https:\/\/123learningstore.com\/collections\/esa-in-life-skills-grade-12.oembed","provider":"123 Learning Store","version":"1.0","type":"link"}