{"title":"Life Skills Books (Pay by Card in West Virginia)","description":"\u003cp\u003eThese books are sold here but West Virginia's program will not pay for them. You can still buy them by card in the same order as your program-billed books.\u003c\/p\u003e","products":[{"product_id":"circles-a-culturally-appropriate-preschool-curriculum-for-american-indian-children-book-1-the-core-curriculum-approach-paperback","title":"CIRCLES - A Culturally Appropriate Preschool Curriculum for American Indian Children: Book 1: The Core Curriculum Approach - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eNational Center for Families Learning\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eFull Color Version CIRCLES(R) is grounded in evidence-based practices and principles with a strong focus toward Native culture and language preservation. Using this curriculum approach, teachers are encouraged to implement a variety of teaching strategies to support American Indian learners while paying attention to child observation to inform instructional practices. Nearly three decades of work with American Indian preschool children and families has contributed to and shaped this unique curriculum approach created by the National Center for Families Learning (NCFL). This book, the CIRCLES(R) Core Curriculum Approach, shares the three foundational Frameworks and the seven Curriculum Elements that make up the CIRCLES(R) curriculum. Professional development opportunities for CIRCLES is available exclusively through the National Center for Families Learning. Participants leave CIRCLES Core training with implementation strategies and tools to immediately incorporate the CIRCLES approach into the preschool day.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eVision and Mission The National Center for Families Learning exists to eradicate poverty through educational solutions. With educators and literacy advocates, NCFL provides resources that empower and raise families to achieve their potential. Who We Serve NCFL's tools and services can benefit all families. Our primary focus is to empower parents and children living in poverty and struggling with low literacy and language skills to improve their lives and become strong contributors to society. What We Do NCFL advances literacy and education by developing, implementing, and documenting innovative and promising two-generation practices, networks, and learning tools. Our Partners We lead and work with learners, administrators, teachers, librarians, policymakers, philanthropists, and advocates. Our Expertise: - Literacy content areas, spanning early childhood to adult learning, with particular emphasis on reading and lifelong learning - Program design and execution, with particular emphasis on innovative two-generation approaches to literacy and learning - Learning communities and digital learning for students, families and educators - Leadership, advocacy, and professional services Visit our website at familieslearning.org\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 208\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.54 x 11 x 8.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 19, 2017\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48791149117694,"sku":"9780998711638","price":67.43,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/4nLrfaRZtc9780998711638.webp?v=1787862825"},{"product_id":"princess-coloring-book-for-kids-for-girls-ages-3-9-toddlers-activity-set-crafts-and-games-paperback-2","title":"Princess Coloring Book For Kids: For Girls Ages 3-9 Toddlers Activity Set Crafts and Games - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAimee Michaels\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePrincess Coloring Book For Kids\u003c\/strong\u003e: \u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eWhat?\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eColoring Skills Ready To Use No Prep Worksheets!\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eKids bored? Stuck At Home? \u003cstrong\u003e\u003cem\u003eMake learning about princesses more fun! \u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eSay GOODBYE to just any old boring \"Princess Coloring Books\" for kids and say HELLO to the exciting world of \"Princess Coloring\" worksheets! Are your students learning to color? My \u003cstrong\u003ePrincess Activity Coloring Worksheets can help.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eBig, bright illustrations catch the eyes of youngsters, delighting them and grabbing their attention. These playful cute princess activity coloring sheets help the student learn the basics of coloring and following directions all while building their confidence, turning \u003cem\u003elearning\u003c\/em\u003e into a fun game.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eI love this activity because it's flexible, has all the elements of learning about colors and makes it a fun interactive activity!\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eGrab These Fun and Educational Homeschool Princess Coloring Work Sheets for your homeschooling classroom, Today!\u003c\/strong\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 62\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.13 x 11 x 8.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 03, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48791630643454,"sku":"9781953332134","price":21.58,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/4wJpMKc5dx9781953332134_fdc486aa-218d-48ff-9c6a-8730dfd5370e.webp?v=1787868515"},{"product_id":"the-art-teachers-survival-guide-for-secondary-schools-grades-7-12-paperback-2","title":"The Art Teacher's Survival Guide for Secondary Schools: Grades 7-12 - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eHelen D. Hume\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eAn invaluable compendium of 75 creative art projects for art educators and classroom teachers\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eThis authoritative, practical, and comprehensive guide offers everything teachers need to know to conduct an effective arts instruction and appreciation program. It meets secondary art teacher's unique needs for creating art lessons that cover everything from the fundamentals to digital media careers for aspiring artists. The book includes ten chapters that provide detailed instructions for both teachers and students, along with creative lesson plans and practical tools such as reproducible handouts, illustrations, and photographs.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eIncludes 75 fun and creative art projects\u003c\/li\u003e \u003cli\u003eFully updated to reflect the latest changes in secondary art instruction, including digital media and digital photography\u003c\/li\u003e \u003cli\u003eHeavily illustrated with photographs and drawings\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eFor art teachers, secondary classroom teachers, and homeschoolers, this is the ideal hands-on guide to art instruction for middle school and high school students.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWinning Skills and Creative Lessons for Today's Art Educators\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA fresh, creative, and customizable approach to teaching art in grades 7-12, this book is an all-in-one resource for secondary school art teachers. From everyday tasks to large-scale projects, \u003ci\u003eThe Art Teacher's Survival Guide\u003c\/i\u003e explains how to do it all. In these pages, you'll find\u003c\/p\u003e \u003cul\u003e \u003cli\u003emore than sixty detailed creative projects\u003c\/li\u003e \u003cli\u003eeighty alternative projects\u003c\/li\u003e \u003cli\u003evaluable instructional techniques\u003c\/li\u003e \u003cli\u003eclassroom management tips\u003c\/li\u003e \u003cli\u003ecommunity engagement ideas\u003c\/li\u003e \u003cli\u003eVisual Arts Core-based projects\u003c\/li\u003e \u003cli\u003edigital media projects\u003c\/li\u003e \u003cli\u003ereproducible handouts\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eFostering young artists' talents and helping them develop an appreciation for art are important goals for any art educator. To make an impact, teachers need to maintain a fresh approach and know how to relate to students. \u003ci\u003eThe Art Teacher's Survival Guide for Secondary Schools, Second Edition\u003c\/i\u003e is packed with easy-to-follow advice and lesson plans. And this new edition emphasizes vital digital media and digital photography skills.\u003c\/p\u003e \u003cp\u003eCompiled by an experienced author of art education resource materials, the lessons in this book open students' minds to the possibilities of artistic expression. Your studio-classroom will become the starting point for a school- and community-wide commitment to creativity. Techniques for getting the support of parents and administrators will open doors for both educators and learners.\u003c\/p\u003e \u003cp\u003eThe ideas you get here will form the foundation for your own engaging, standards-based visual arts curriculum that will help students discover their own personal approach to creativity and expression.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eHELEN D. HUME\u003c\/b\u003e is a teacher trainer and consultant for public and private schools, as well as a widely published author of art education resource books. Her career has included over thirty years of experience as an art educator in the St. Louis, Missouri, area, with expertise in all artistic media and art appreciation. Helen's previous publications include \u003ci\u003eThe Art Teacher's Book of Lists\u003c\/i\u003e and \u003ci\u003eThe Art Teacher's Survival Guide for Elementary and Middle Schools\u003c\/i\u003e. She serves on the board of the St. Louis Artists' Guild and currently lives in Manchester, Missouri.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 336\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.64 x 11.05 x 8.45 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 04, 2014\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48791720722686,"sku":"9781118447031","price":34.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/c4JbJJr5EI9781118447031_92e1cc84-86b3-4f48-acbd-6b3020162142.webp?v=1787868559"},{"product_id":"augsburgs-drawing-book-ii-a-text-book-of-drawing-designed-for-use-in-the-fourth-fifth-sixth-seventh-and-eighth-grades-paperback-2","title":"Augsburg's Drawing Book II - A Text Book of Drawing Designed for Use in the Fourth, Fifth, Sixth, Seventh and Eighth Grades - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eD. R. Augsburg\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eThis is Book II of \"Augsburg's Drawing\", a series designed for school students within which Augsburg's Drawing System is explained and taught. Intended for the use of students in grades four to eight, it contains the essentials of Free Hand Drawing and was designed to be used as a text book. Each subject is treated topically and is arranged so as to give the greatest flexibility in teaching. Contents include: \"General Outline\", \"The Perspective Principle\", \"The Box as a Type Form\", \"The Cube as a Type Form\", \"Application of the Box Form\", \"Outline Drawing\", \"Exact Drawing\", \"The Cylinder as a type Form\", \"Application of the Cylinder\", \"Object Drawing\", \"The Triangle Prism as a type Form\", \"Reflections\", et cetera. Many vintage books such as this are becoming increasingly scarce and expensive. We are republishing this book now in an affordable, high-quality, modern edition complete with a specially commissioned new introduction on drawing and illustration.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 166\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.38 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e July 29, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48791854973182,"sku":"9781473331662","price":34.54,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/zhQ5u5KIXH9781473331662_4f536dee-b932-47a4-a753-0643e12abb9e.webp?v=1787868679"},{"product_id":"augsburgs-drawing-book-i-a-text-book-designed-to-teach-drawing-and-color-in-the-first-second-and-third-grades-paperback-2","title":"Augsburg's Drawing Book I - A Text Book Designed to Teach Drawing and Color in the First, Second and Third Grades - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eD. R. Augsburg\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eThis is book I of the \"Augsburg's Drawing\" series, a three-book course designed to teach children how to draw. Book I is the teacher's handbook, showing simple and effective methods of teaching drawing, including colouring, to children in the first, second, and third grades. Highly recommended for teachers and parents alike. Contents include: \"First Years of Drawing\", \"Drawing from Memory and the Imagination\", \"Action Drawing\", \"Ambidextrous of Two-handed Drawing\", \"Place and Relation of Objects\", \"The Drawing of Trees\", \"Relative Size of Objects\", \"Teaching Proportion\", \"Teaching Unity\", \"Primary Object Drawing\", \"Quick Drawing\", \"The Drawing of Animals\", et cetera. Many vintage books such as this are becoming increasingly scarce and expensive. We are republishing this book now in an affordable, high-quality, modern edition complete with a specially commissioned new introduction on drawing and illustration.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 196\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.45 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e July 29, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48791857529086,"sku":"9781473331815","price":37.42,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/PhjnwyDT-s9781473331815_072a08ab-c1cc-4e61-8b9a-cc1516b57512.webp?v=1787868685"},{"product_id":"global-art-activities-projects-and-inventions-from-around-the-world-paperback-2","title":"Global Art: Activities, Projects, and Inventions from Around the World - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eMaryann Kohl\u003c\/b\u003e (Author), \u003cb\u003eJean Potter\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eOffering an exciting way to teach abstract concepts of geography and culture through concrete art activities, this book of fun, easy-to-do art activities uses collage, painting, drawing, printing, construction and sculpture to educate children. Step-by-step instructions and illustrations are given for each project.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003eAn ideal way to start children on an exciting, creative adventure towards global understanding! The fun, easy-to-do art activities in \u003ci\u003eGlobal Art\u003c\/i\u003e use collage, painting, drawing, printing, construction and sculpture to help children appreciate people and cultures from all over the world. Each activity is explained in step-by-step detail an accompanied by geographic and cultural background to help you make the most of the teaching possibilities.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eAward-winning author MaryAnn Kohl has written 14 books for Gryphon House. Her philosophy, \"It's the process, not the product,\" guides her writing as she provides open-ended art activities for young children. MaryAnn's activities focus on the experience of art, not the final product a child creates.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 160\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.49 x 8.58 x 10.9 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e May 01, 1998\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48791874011390,"sku":"9780876591901","price":16.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/cjmR7pijT29780876591901_f52a2fe2-dc73-4ab0-9633-931a0400a9a3.webp?v=1787868714"},{"product_id":"getting-from-college-to-career-rev-ed-your-essential-guide-to-succeeding-in-the-real-world-paperback-1","title":"Getting from College to Career REV Ed: Your Essential Guide to Succeeding in the Real World - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eLindsey Pollak\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003e\"A well-written, lively and easy to follow guide.\"\u003cbr\u003e--Time.com\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003e\"Perfect for today's students, who inevitably want what they want (and only that!) when they want it.\"\u003cbr\u003e--Campus Career Advisor\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003ci\u003eGetting from College to Career\u003c\/i\u003e by Career Expert and Global Spokesperson for LinkedIn, Lindsey Pollak, is an insightful, essential guide to professional development for college students and recent graduates who are preparing to embark upon a career beyond the university walls. Now newly revised to reflect the most recent changes in the economy and job market, these \"90 things to do before you join the real world\" will give every young grad a head start, providing essential job hunting information for adapting to and succeeding in a marketplace that is now more competitive than ever.\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eHow do you land your first job in a competitive world?\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eNetworking Skills: \u003c\/b\u003e Learn how to build connections, conduct informational interviews, and turn contacts into opportunities with proven advice from LinkedIn's Global Spokesperson.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eRésumé and Cover Letters: \u003c\/b\u003e Go beyond the basics to craft impressive, customized documents that stand out to recruiters and get you in the door for interviews.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eReal-World Experience: \u003c\/b\u003e Discover how to leverage internships, volunteer work, and even part-time jobs to build a portfolio of accomplishments that employers want to see.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eInterview Preparation: \u003c\/b\u003e Walk into any interview with confidence by mastering the 90 essential tips, from researching the company to asking the right questions.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eGet Ready for the Real World\u003c\/p\u003e\u003cp\u003eHow do you get a job without experience and get experience without a job? It's the question virtually every college student or recent graduate faces. Now newly revised and updated, Lindsey Pollak's \u003cem\u003eGetting from College to Career\u003c\/em\u003e is the definitive guide to building the experience, skills, and confidence you need to succeed in the job search, offering action-oriented tips and strategies ranging from the simple to the expert. Learn how to: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eGet the best tools for career prep and job hunting \u003c\/li\u003e \u003cli\u003eE-mail like a professional \u003c\/li\u003e \u003cli\u003eGo global\u003c\/li\u003e \u003cli\u003ePractice the eight essentials of internship achievement \u003c\/li\u003e \u003cli\u003ePerform five minutes of stand-up \u003c\/li\u003e \u003cli\u003eOverprepare for interviews \u003c\/li\u003e \u003cli\u003ePersist without being a pest\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eGetting from College to Career\u003c\/em\u003e gives you the essential information and guidance you need to get your foot in the door of the real world. Don't start your first job search without it!\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 352\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 7.9 x 5.2 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 31, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795148026110,"sku":"9780062069276","price":20.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/0m26BbAUln9780062069276_cb3f1262-2914-457f-af9e-8def2539c1a4.webp?v=1787918887"},{"product_id":"buffetts-tips-a-guide-to-financial-literacy-and-life-paperback-1","title":"Buffett's Tips: A Guide to Financial Literacy and Life - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJohn M. Longo\u003c\/b\u003e (Author), \u003cb\u003eTyler J. Longo\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhat if you could learn financial literacy from Warren Buffett himself? \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinance is a language like any other: the more fluently you speak it, the further--and more comfortably--you travel. And if you want to improve your financial literacy, what better teacher could you have than Warren Buffett? Often described as the greatest investor of all time, Warren Buffett started his investment firm with$100 in the late 1950s and went on to become the billionaire and sage we know today. Along the way he's reaped huge profits for fellow investors in Berkshire Hathaway and remains one of the most sought-after and closely watched figures in the business world. \u003c\/p\u003e \u003cp\u003eSo how did he do it? In \u003ci\u003eBuffett's Tips\u003c\/i\u003e, award-winning professor and professional investor John M. Longo demonstrates just how by translating decades of Buffett's writings and media appearances into a 100 straightforward tips and strategies anyone can follow for enhanced financial literacy and independence, including: \u003c\/p\u003e \u003cul\u003e \u003cli\u003eEssential concepts like the time value of money and compound interest \u003c\/li\u003e \u003cli\u003eBasic financial instruments, such as savings and checking accounts and certificates of deposit \u003c\/li\u003e \u003cli\u003eApproaches to valuing stock, including discounted cash flow and relative valuation \u003c\/li\u003e \u003cli\u003eHow to build a portfolio in accordance with Buffett's two golden rules \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eWhether you want to grow your personal finances, develop your business acumen, or improve softer career skills such as emotional intelligence, there's no one better to learn from than the most famous investor in the world--and no better way to do that than having a copy of \u003ci\u003eBuffett's Tips\u003c\/i\u003e close at hand. \u003c\/p\u003e\u003ch3\u003eFront Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhat if you could learn financial literacy from Warren Buffett himself?\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinance is a language like any other: the more fluently you speak it, the further--and more comfortably--you travel. And if you want to improve your financial literacy, what better teacher could you have than Warren Buffett? Often described as the greatest investor of all time, Warren Buffett started his investment firm with$100 in the late 1950s and went on to become the billionaire and sage we know today. Along the way he's reaped huge profits for fellow investors in Berkshire Hathaway and remains one of the most sought-after and closely watched figures in the business world.\u003c\/p\u003e \u003cp\u003eSo how did he do it? In \u003ci\u003eBuffett's Tips\u003c\/i\u003e, award-winning professor and professional investor John M. Longo demonstrates just how by translating decades of Buffett's writings and media appearances into a 100 straightforward tips and strategies anyone can follow for enhanced financial literacy and independence, including: \u003c\/p\u003e \u003cul\u003e \u003cli\u003eEssential concepts like the time value of money and compound interest\u003c\/li\u003e \u003cli\u003eBasic financial instruments, such as savings and checking accounts and certificates of deposit\u003c\/li\u003e \u003cli\u003eApproaches to valuing stock, including discounted cash flow and relative valuation\u003c\/li\u003e \u003cli\u003eHow to build a portfolio in accordance with Buffett's two golden rules\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eWhether you want to grow your personal finances, develop your business acumen, or improve softer career skills such as emotional intelligence, there's no one better to learn from than the most famous investor in the world--and no better way to do that than having a copy of \u003ci\u003eBuffett's Tips\u003c\/i\u003e close at hand.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003ePraise for BUFFETT'S TIPS\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\"John Longo and his son, Tyler, have performed a valuable service, taking the wisdom of Warren Buffett (the supply of which is ample) and distilling from it 100 'tips, ' with the authors' own explanatory text, to guide the reader from financial ignorance to a degree of financial literacy. Along the way, there are useful lessons for life in general. If you have a friend, child, or parent who needs a pathway to a better understanding of some financial fundamentals, get this book for them--it'll go a long way to bringing them up to speed.\"\u003cbr\u003e \u003cb\u003e--Simon Lorne, \u003c\/b\u003e Vice Chairman and Chief Legal Officer, Millennium Management LLC; former Partner, Munger, Tolles \u0026amp; Olson \u003c\/p\u003e\u003cp\u003e\"Priceless. 100 investment and life tips from the Oracle--a great read for the beginning investor.\"\u003cbr\u003e \u003cb\u003e--S. Basu Mullick, \u003c\/b\u003e retired Portfolio Manager and Managing Director, Neuberger Berman; former General Partner, Omega Advisors; noted value investor; former \"MarketWatch Fund Manager of the Year\" \u003c\/p\u003e\u003cp\u003e\"John Longo has a well-earned reputation for excellence in teaching at the University level. Working with his son Tyler, John now extends his passion for education out of the classroom and across generations with this guidebook to the essential tools for financial proficiency.\"\u003cbr\u003e \u003cb\u003e--Gregory P. Francfort, \u003c\/b\u003e noted value investor; former Institutional Investor \"All-Star Analyst\" \u003c\/p\u003e\u003cp\u003e\"John and his son have written an invaluable guide steeped in the wisdom of Warren Buffett. Marrying sound financial advice with general life lessons, \u003ci\u003eBuffett's Tips \u003c\/i\u003eprovides a solid foundation for advancing financial literacy across a broad multi-generational audience.\"\u003cbr\u003e \u003cb\u003e--Joshua Rosenbaum, Joshua Pearl, Joseph Gasparro, \u003c\/b\u003e co-authors, \u003ci\u003eThe Little Book of Investing Like the Pros\u003c\/i\u003e and \u003ci\u003eInvestment Banking: Valuation, LBOs, M\u0026amp;A, and IPOs\u003c\/i\u003e\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eJOHN M. LONGO\u003c\/b\u003e is a Professor of Professional Practice in the Finance and Economics Department at the Business School of Rutgers University. He has also been visiting professor of finance at EMBA-Global Asia--the joint Executive MBA program of Columbia Business School, London Business School, and The University of Hong Kong. He has more than 25 years of professional investment experience and is currently serving as Chief Investment Officer of Beacon Trust, a $3+ billion registered investment advisor. A Chartered Financial Analyst (CFA), Professor Longo earned an MBA in Finance and a PhD in Finance from Rutgers, where he also received his BA degree. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eTYLER J. LONGO\u003c\/b\u003e is a high school student in the Princeton, NJ area. He has completed the Introduction to Business, Finance, and Economics program for high school students at Columbia University and additional coursework in AP Economics, AP Statistics, and Financial Literacy. He has become financially literate in large part due to his work on this book.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 432\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 8.93 x 6.12 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 07, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795177713918,"sku":"9781394388165","price":18.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/ovy9tSfsN9781394388165_52f41cf9-e255-481a-975b-064964349008.webp?v=1787918908"},{"product_id":"pound-foolish-exposing-the-dark-side-of-the-personal-finance-industry-paperback-1","title":"Pound Foolish: Exposing the Dark Side of the Personal Finance Industry - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eHelaine Olen\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eIf you've ever bought a personal finance book, watched a TV show about stock picking, listened to a radio show about getting out of debt, or attended a seminar to help you plan for your retirement, you've probably heard some version of these quotes: \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"What's keeping you from being rich? In most cases, it is simply a lack of belief.\" --SUZE ORMAN, \u003ci\u003eThe Courage to Be Rich\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Are you latte-ing away your financial future?\" --DAVID BACH, \u003ci\u003eSmart Women Finish Rich\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"I know you're capable of picking winning stocks and holding on to them.\" --JIM CRAMER, \u003ci\u003eMad Money\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThey're common refrains among personal finance gurus. There's just one problem: those and many simi-lar statements are false.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFor the past few decades, Americans have spent billions of dollars on personal finance products. As salaries have stagnated and companies have cut back on benefits, we've taken matters into our own hands, embracing the can-do attitude that if we're smart enough, we can overcome even daunting financial obstacles. But that's not true.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIn this meticulously reported and shocking book, journalist and former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated. She shows how an industry that started as a response to the Great Depression morphed into a behemoth that thrives by selling us products and services that offer little if any help.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eOlen calls out some of the biggest names in the business, revealing how even the most respected gurus have engaged in dubious, even deceitful, prac-tices--from accepting payments from banks and corporations in exchange for promoting certain prod-ucts to blaming the victims of economic catastrophe for their own financial misfortune. \u003ci\u003ePound Foolish \u003c\/i\u003ealso disproves many myths about spending and saving, including: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eSmall pleasures can bankrupt you: \u003c\/b\u003eGurus popular-ized the idea that cutting out lattes and other small expenditures could make us millionaires. But reduc-ing our caffeine consumption will not offset our biggest expenses: housing, education, health care, and retirement.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eDisciplined investing will make you rich: \u003c\/b\u003eGurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market and a lifetime without any setbacks--two conditions that have no connection to the real world.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eWomen need extra help managing money: \u003c\/b\u003eProduct pushers often target women, whose alleged financial ignorance supposedly leaves them especially at risk. In reality, women and men are both terrible at han-dling finances.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eFinancial literacy classes will prevent future eco-nomic crises: \u003c\/b\u003eExperts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true, the entire movement is largely funded and promoted by the financial services sector.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWeaving together original reporting, interviews with experts, and studies from disciplines ranging from behavioral economics to retirement planning, \u003ci\u003ePound Foolish \u003c\/i\u003eis a compassionate and compelling book that will change the way we think and talk about our money.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eHELAINE OLEN\u003c\/b\u003e is a free-lance journalist whose work has appeared in \u003ci\u003eThe New York Times, The Washington Post, Slate, Salon, Forbes, Business-Week, \u003c\/i\u003eand elsewhere. She wrote and edited the popu-lar Money Makeover series in the \u003ci\u003eLos Angeles Times\u003c\/i\u003e. She lives in New York City with her family. Follow her on Twitter at @helaineolen.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 304\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.82 x 8.38 x 6.02 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 31, 2013\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795180073214,"sku":"9781591846796","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/4E4qswGZxA9781591846796_285f027b-5518-468f-87ea-5e9127ca1076.webp?v=1787918910"},{"product_id":"how-to-be-richer-smarter-and-better-looking-than-your-parents-paperback-1","title":"How to Be Richer, Smarter, and Better-Looking Than Your Parents - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eZac Bissonnette\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eStriking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous--leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it's no wonder so many twenty-somethings are struggling.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003eTwenty-three-year-old Zac Bissonnette--the author of \u003ci\u003eDebt-Free U\u003c\/i\u003e--knows exactly what you're going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life. In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eWith detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eZac Bissonnette\u003c\/b\u003e wrote two acclaimed bestsellers before his 24th birthday: \u003ci\u003eDebt-Free U\u003c\/i\u003e and \u003ci\u003eHow to Be Richer, Smarter, and Better-Looking Than Your Parents\u003c\/i\u003e. He has written for the \u003ci\u003eWall Street Journal\u003c\/i\u003e, the \u003ci\u003eBoston Globe Magazine\u003c\/i\u003e, the \u003ci\u003eDaily Beast\u003c\/i\u003e, and NYTimes.com, among others.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 256\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.67 x 8.37 x 5.53 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 24, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795191902462,"sku":"9781591845447","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/N3-eEEcnc-9781591845447_b5efcbc8-45b7-48f8-87d3-6c905b8740d4.webp?v=1787918919"},{"product_id":"the-debt-free-spending-plan-an-amazingly-simple-way-to-take-control-of-your-finances-once-and-for-all-paperback-1","title":"The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJoAnneh Nagler\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIt can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That's why this book is SIMPLE.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eLife coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn't require you to sift through chapters of high-minded financial advice or dig up your past spending history. \u003c\/p\u003e\u003cp\u003eIn \u003cem\u003eThe Debt-Free Spending Plan\u003c\/em\u003e, you'll learn how to: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003edownsize expenses without feeling deprived, \u003c\/li\u003e\n\u003cli\u003eallocate money as it comes in, \u003c\/li\u003e\n\u003cli\u003eput together an easy-to-manage bill-paying plan, \u003c\/li\u003e\n\u003cli\u003eadjust for inevitable overspending, \u003c\/li\u003e\n\u003cli\u003epay off debt without gouging expenses, \u003c\/li\u003e\n\u003cli\u003eand (believe it or not) start saving.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eIt doesn't matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, \u003cem\u003eThe Debt-Free Spending Plan\u003c\/em\u003e is the key to financial freedom. In just five minutes a day, you'll find yourself on the road to financial freedom before the next billing cycle.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003eJoAnneh Nagler has written an extraordinary book for extraordinarily challenging times. \u003ci\u003eThe Debt-Free Spending Plan\u003c\/i\u003e will give you direct access to realizing a life in which you can truly experience peace, freedom, and sufficiency in your relationship with money. This is the right message at the right time -- clear, practical, real, inspiring, and liberating! \u003c\/p\u003e  -- \u003cb\u003eLynne Twist\u003c\/b\u003e, author of \u003ci\u003eThe Soul of Money\u003c\/i\u003e; Founder and President of The Soul of Money Institute   \"If you look at your financial situation and find yourself confused, scared, and clueless as to what you should do, this book is for you. If dealing with numbers and creating a budget just isn't your thing, this book is for you. If you want a simple plan to get debt-free and take control, this book is for you! Got it? This book is for you!\"   -- \u003cb\u003eLarry Winget\u003c\/b\u003e, five time New York Times\/Wall Street Journal bestselling author, including \u003ci\u003eYou're Broke Because You Want to Be\u003c\/i\u003e   The bills keep coming. Every month seems to hit you with unexpected expenses. You're in debt and it feels like there's no way out.   If it seems like every time you come close to getting a handle on your finances, you just sink deeper into the quicksand, you're not alone. \u003ci\u003eThe Debt-Free Spending Plan\u003c\/i\u003e--personally devised by someone who's been through it herself and gotten out--was created for those who hate math, rarely balance their checkbooks, and need help now. The plan keeps things simple. It doesn't matter whether you make $14,000 per year or $14 million per year, this practical, straightforward system shows you how to:   Put together an easy-to-manage bill-paying plan, and allocate money as it comes in   - Realistically downsize your expenses without feeling deprived   - Improve your relationships and family life by living within your means   - Pay back your debts, and--believe it or not--begin to save   \u003ci\u003eThe Debt-Free Spending Plan\u003c\/i\u003e reveals how you can comfortably work with the money you have, and learn to live debt-free. Requiring no special skills, no deep psychological soul-searching, or complicated computer programs, this book provides you with a step-by-step plan that takes five minutes a day and will have you back on your feet within the first 30 days of using it.   Filled with straightforward daily spending strategies, real-life examples, and effortless expense-tracking tools, this is the easy-to-follow system you need in order to get out of debt and start living.   JOANNEH NAGLER is a former fundraiser and grantwriter who, spiraling in debt herself, was unable to find a simple, workable solution. She developed her own system--a five-minute-a-day approach that really works. She now coaches individuals and couples, using \u003ci\u003eThe Debt-Free Spending Plan\u003c\/i\u003e to help them revolutionize their relationship with money. She lives in Burlingame, California.   You can reach JoAnneh through her website at \u003cb\u003ewww.debtfreespendingplan.com\u003c\/b\u003e. \u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eJOANNEH NAGLER was once mired in debt. Unable to find a simple, work able solution in existing literature, she developed her own system--a five-minute-a-day approach that really works. She now coaches individuals and couples, using The Debt-Free Spending Plan to help them revolutionize their relationship with money. \u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 292\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 1.04 x 9.03 x 6.08 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 10, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795211464958,"sku":"9780814432433","price":17.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/3Ha8Zn0hrB9780814432433_87a74d54-0618-4322-8c7d-e32b004666d7.webp?v=1787918933"},{"product_id":"the-1-000-challenge-how-one-family-slashed-its-budget-without-moving-under-a-bridge-or-living-on-government-cheese-paperback-1","title":"The $1,000 Challenge: How One Family Slashed Its Budget Without Moving Under a Bridge or Living on Government Cheese - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eBrian J. O'Connor\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eAre You Brave Enough for the $1,000 Challenge?\u003c\/b\u003e \u003cbr\u003eMiddle-class incomes are stretched more than ever. Feeling the strain himself, personal finance columnist Brian O'Connor decided to put his own family's spending to the test. He began a ten-week experiment to see if his family could cut its monthly living expenses by $1,000--without sacrificing anything truly important. From groceries and transportation to entertainment and insurance, O'Connor ruthlessly tackled his family's Top 10 spending categories with an eye on rooting out big savings.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003eAs he shares his family's cost-cutting adventures, O'Connor offers helpful strategies for getting your own finances back on track. Whether he's sharing secrets to shrinking your grocery tab or helping you scour bills for unnecessary fees, O'Connor tackles the frustrations and fears of controlling your own financial fate.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eBrian J. O'Connor is a syndicated columnist for the \u003ci\u003eDetroit News\u003c\/i\u003e. For the \"Grand Experiment\" series he was honored with a 2010 Best in Business award from the Society of American Business Editors and Writers and the Christopher J. Welles Memorial Prize awarded by the Columbia University Graduate School of Journalism. He lives outside of Detroit. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eVisit www.funnymoneyblog.com\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 224\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.7 x 8.4 x 5.4 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 29, 2013\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795225653502,"sku":"9781591846437","price":26.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/DVnFlAGou19781591846437_5b3e3f8b-28b0-499c-9dbb-42bac204abd2.webp?v=1787918944"},{"product_id":"seventeen-to-millionaire-youre-seventeen-youre-canadian-you-wanna-be-rich-lets-do-this-paperback-1","title":"SEVENTEEN TO MILLIONAIRE You're Seventeen. You're Canadian. You wanna be rich. Let's do this. - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eDouglas Price\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe ultimate personal finance book for seventeen-year-old Canadians who wanna be millionaires. Crafted in a conversational, \"we're-just-hangin'-out-having-coffee\" kind of style, Seventeen To Millionaire highlights the pathway to financial success in a kick-ass, fast-paced, and easy-to-understand way. Every parent wants to set their teenager up for financial success. This book is one of the tools to help make that happen.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 288\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.6 x 8 x 5.25 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 01, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795230208254,"sku":"9781778059209","price":29.05,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/EVBIsowLlR9781778059209_3e6e294c-e8c1-4a84-8a8e-5082a96c47e3.webp?v=1787918947"},{"product_id":"cheat-code-how-to-win-with-money-before-adulting-hits-hard-paperback-1","title":"Cheat Code: How to Win with Money Before Adulting Hits Hard - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eLindsey Baker\u003c\/b\u003e (Author), \u003cb\u003eJoe Baker\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou've got goals. You've got hustle. You've got no idea what to do with your money. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eLet's fix that.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis isn't some boring finance textbook. Cheat Code is your guide to getting your money right before the real world hits. It's packed with honest advice, stories you'll actually care about, and money tips that make sense.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eInside you'll learn about: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003ePersonal finance without the boring jargon or lectures\u003c\/li\u003e\n\u003cli\u003eHow to make money without selling your soul\u003c\/li\u003e\n\u003cli\u003eWhat to do with a paycheck so it doesn't disappear overnight\u003c\/li\u003e\n\u003cli\u003eHow to avoid debt and build real wealth\u003c\/li\u003e\n\u003cli\u003eNavigate college, career choices, and student loans without losing your mind\u003c\/li\u003e\n\u003cli\u003eHow to level up your future, no matter where you start\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWritten just for high school students and young adults, Cheat Code makes money simple, doable, and actually fun so you can face adulting with confidence and cash in your pocket.\u003c\/p\u003e\u003cp\u003eBecause life gets real fast. And you've got the cheat code to own it.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 170\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.36 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 10, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795237908734,"sku":"9798993053370","price":17.26,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/KAm_s5VfqH9798993053370_c6aafa22-2d96-4733-9d39-60e0489ebaf0.webp?v=1787918952"},{"product_id":"clark-howards-living-large-in-lean-times-250-ways-to-buy-smarter-spend-smarter-and-save-money-paperback-1","title":"Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eClark Howard\u003c\/b\u003e (Author), \u003cb\u003eMark Meltzer\u003c\/b\u003e (Author), \u003cb\u003eTheo Thimou\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eClark Howard is a media powerhouse and penny-pincher extraordinaire who knows a thing or two about money. A lifelong entrepreneur who is now the hugely popular host of a talk radio program and television show and the bestselling author of several books, Clark consistently delivers expert financial advice to his wide and devoted fan base.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eLiving Large in Lean Times\u003c\/i\u003e is Clark's ultimate guide to saving money, covering everything from cell phones to student loans, coupon websites to mortgages, investing to electric bills, and beyond. In his candid and friendly next-door-neighbor manner, Clark shares the small, manageable steps everyone can follow to build a path towards independence and wealth. Chock-full of more than 250 invaluable tips, the book outlines how to: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eLocate missing and unclaimed money in your name \u003c\/li\u003e \u003cli\u003eLower your student loan payment \u003c\/li\u003e \u003cli\u003eFind legitimate work-at-home opportunities \u003c\/li\u003e \u003cli\u003eGet unlimited texting and e-mailing for less than $10 per month \u003c\/li\u003e \u003cli\u003eKnow what personal info not to post to social media sites \u003c\/li\u003e \u003cli\u003eDetermine the best mortgage rate, and much, much more \u003cp\u003e\u003c\/p\u003e \u003cp\u003eAs Clark demonstrates, there are myriad ways to reduce debt, buy smarter, and build a future. Follow his lead and he'll get you there.\u003c\/p\u003e \u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eClark Howard is a successful entrepreneur, a hugely popular talk radio host, HLN TV host, and founder of the website www.clarkhoward.com. 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Period.\" -Grant Sabatier, founder of \"Millennial Money,\" on \u003ci\u003eCNBC Make It \u003c\/i\u003e\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\"This is a wonderful book. It can really change your life.\" -Oprah\u003cbr\u003e\u003cb\u003e\u003ci\u003e \u003c\/i\u003e\u003c\/b\u003e\u003cbr\u003eFor more than twenty-five years, \u003ci\u003eYour Money or Your Life \u003c\/i\u003ehas been considered the go-to book for\u003ci\u003e \u003c\/i\u003etaking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin's guidance. This fully revised and updated edition with a foreword by \"the Frugal Guru\" (\u003ci\u003eNew Yorker\u003c\/i\u003e) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. \u003cp\u003e\u003c\/p\u003eWhether you're just beginning your financial life or heading towards retirement, this book will show you how to: \u003cp\u003e\u003c\/p\u003e- Get out of debt and develop savings\u003cbr\u003e- Save money through mindfulness and good habits, rather than strict budgeting\u003cbr\u003e- Declutter your life and live well for less\u003cbr\u003e- Invest your savings and begin creating wealth\u003cbr\u003e- Save the planet while saving money\u003cbr\u003e- ...and so much more! \u003cp\u003e\u003c\/p\u003e\"The seminal guide to the new morality of personal money management.\" -\u003ci\u003eLos Angeles Times\u003c\/i\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eJoe Dominguez\u003c\/b\u003e (1938-1997) was a successful financial analyst on Wall Street before retiring at the age of thirty-one by following the nine-step program he formulated for himself. He taught this formula for many years, and preserved it for future generations in \u003ci\u003eYour Money or Your Life\u003c\/i\u003e. From 1969 on, he was a full-time volunteer and donated all proceeds from his teaching to transformational projects. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cb\u003eVicki Robin\u003c\/b\u003e is a renowned innovator, writer, and speaker. In addition to coauthoring the bestselling \u003ci\u003eYour Money or Your Life\u003c\/i\u003e, Robin has been at the forefront of the sustainable living movement. She has received awards from Co-Op America and Sustainable Northwest and was profiled in \u003ci\u003eUtne Magazine\u003c\/i\u003e's book \u003ci\u003eVisionaries: People and Ideas to Change Your Life\u003c\/i\u003e. She is also the author of \u003ci\u003eBlessing the Hands That Feed Us: What Eating Closer to Home Can Teach Us About Food, Community and Our Place on Earth. \u003c\/i\u003eShe lives on Whidbey Island in Washington. \u003cp\u003e\u003c\/p\u003ePeter Adeney, better known as \u003cb\u003eMr. Money Mustache\u003c\/b\u003e, is an influential financial blogger who retired financially independent shortly after turning thirty, and now writes about how to live a frugal life of leisure.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 368\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.63 x 7.76 x 5.12 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 10, 2008\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795270480126,"sku":"9780143115762","price":19.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/XgxUe1y8bn9780143115762_05aedb3e-d721-4f0e-b300-e9aa02535dfa.webp?v=1787918976"},{"product_id":"benjamin-graham-on-value-investing-lessons-from-the-dean-of-wall-street-paperback-1","title":"Benjamin Graham on Value Investing: Lessons from the Dean of Wall Street - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJanet Lowe\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003e\"No intelligent investor should fail to read and understand the works of Benjamin Graham. This fine book provides a bird's-eye view of his investment perspectives; it is also a compelling biography of his remarkable life.\"--John Bogle, chairman and founder, Vanguard Group \u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eAn accesssible guide to the philosphy and ideas of \"the father of value investing\", Benjamin Grahm. \u003cp\u003e\u003c\/p\u003eThe late Benjamin Graham built a fortune following his own advice: Invest in low-priced, solidly run companies with good dividends. Diversify with a wide variety of stocks and bonds. Defend your shareholders' rights. Be patient and think for yourself. In an era when manipulators controlled the market, Graham taught himself and others the value of reliable information about a company's past and present performance. \u003cp\u003e\u003c\/p\u003e Times and the market have changed but his advice still holds true for today's investors. In \u003ci\u003eBenjamin Graham on Value Investing\u003c\/i\u003e, Janet Lowe provides an incisive introduction to Graham's investment ideas, as well as captivating portrait of the man himself. All types of investors will learn the insights of a financial genius, almost as though Graham himself were alive and preaching his gospel.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eJanet Lowe: \u003c\/b\u003e (1940 - 2019) was an American author, university lecturer and business writer. Lowe was business editor of the \u003ci\u003eSan Diego Tribune\u003c\/i\u003e and editor of the \u003ci\u003eSan Diego Daily Transcript\u003c\/i\u003e. She has been published in \u003ci\u003eNewsweek\u003c\/i\u003e, \u003ci\u003eLos Angeles Times\u003c\/i\u003e, \u003ci\u003eDallas Morning News\u003c\/i\u003e, \u003ci\u003eSan Jose Mercury News\u003c\/i\u003e, \u003ci\u003eModern Maturity\u003c\/i\u003e and other national magazines. She is the author of more than 20 books on the subject of of money management and value investing.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 272\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.53 x 7.68 x 5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 01, 1996\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795291320574,"sku":"9780140255348","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/K8irlMnn-B9780140255348_20256124-fdaf-4e81-9df7-f33b0b63b18c.webp?v=1787918992"},{"product_id":"smart-mama-smart-money-raising-happy-healthy-kids-without-breaking-the-bank-paperback-1","title":"Smart Mama, Smart Money: Raising Happy, Healthy Kids Without Breaking the Bank - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRosalyn Hoffman\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eLifestyle guru and author of Bitches on a Budget Rosalyn Hoffman knows it's more important to spend time with kids than spend money \u003ci\u003eon\u003c\/i\u003e them. In \u003ci\u003eSmart Mama, Smart Money\u003c\/i\u003e, she offers intelligent, witty advice to help modern moms budget. From healthy foods and must-have toys to age- appropriate clothing, electronic gadgets, school and party supplies, and fun-filled family vacations, moms learn how to make savvy financial decisions to provide children with a nurturing upbringing- without sacrificing the fun!\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eRosalyn Hoffman\u003c\/b\u003e is a former buyer for Bonwit Teller, Filene's, and Lord \u0026amp; Taylor in New York. She has also been a marketing manager for Avon and Lilian Vernon. 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Mullen Jr\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eBased on interviews with fifteen top financial advisors, each doing several million dollars' worth of business every year, this priceless tool contains universal principles to guide both veteran and new financial professionals to immediate success. The Million-Dollar Financial Advisor distills these success principles into thirteen distinct step-by-step lessons that teach readers how to build and focus on client relationships, have a top advisor mindset, develop a long-term approach, and much more. The book also features two complete case studies, featuring a \"best of the best\" advisor whose incredible success showcases the power of all the book's principles working together in concert, and an account of a remarkable and inspiring career turn around that demonstrates it's never too late to reinvent yourself. Brimming with practical advice from author David J. Mullen and expert insights from his interview subjects, The Million-Dollar Financial Advisor equips any financial advisor to succeed-- regardless of market conditions.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 288\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.94 x 8.98 x 5.91 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 28, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795341783294,"sku":"9781400336562","price":24.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/qGzjgX86mJ9781400336562_87cbf6e7-76d8-4149-ac15-6215a395f2b3.webp?v=1787919043"},{"product_id":"the-teenagers-guide-to-the-stock-market-start-building-wealth-now-hardcover-1","title":"The Teenager's Guide to the Stock Market: Start Building Wealth Now - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJim Brent\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou don't have to be brilliant to make money investing in the stock market, but you do have to know what you are doing. 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In Money Lessons from the Wild, you will learn seven crucial lessons that will put you on the path to realising your goals. What's more, if you kick-start your journey in your teenage years, you will achieve financial freedom at a young age!Having built her own nest egg while she was still in school, the author shares what she had learnt growing up, being her own testament to what can be attained. With the help of animal tales, she explains everything you need to know in simple-to-understand jargon-free language. She also includes snippets from her own life, to show how each lesson has taken her closer to living her financial dreams.Take a cue from the author. 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Perfect for teaching money management to college, high school and higher grade middle school students. The workbook can be used for both individual assignments and group discussions. It can be used to teach an entire course or as part of an existing course. In other words, it's your choice of how to teach it or learn from it. And, if you're not attending a class, you can still use these exercises to improve your money management skills. I guarantee if you complete these exercises, your money management acumen will significantly increase. More importantly, so will your interest level in personal finance.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eThe author, Cary Siegel, is a retired business executive. After earning his MBA from the University of Chicago, he began his career with Kraft and went on to lead several companies in marketing and sales prior to retiring at the young age of forty-five. 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Far from a get-rich-quick primer, \u003ci\u003eThe Wealth Cure\u003c\/i\u003e brims with inspired wisdom for building a lasting bounty from the experiences, loved ones, and achievements that really matter.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eHill Harper \u003c\/b\u003ehas appeared in numerous prime- time television shows and feature films, including Dr. Sheldon Hawkes in \u003ci\u003eCSI: NY, \u003c\/i\u003e Agent Spelman Boyle in \u003ci\u003eLimitless\u003c\/i\u003e, and Dr. Marcus Andrews in \u003ci\u003eThe Good Doctor\u003c\/i\u003e. He graduated magna cum laude from Brown University with a B.A. and cum laude from Harvard Law School. He also holds a master's degree in public administration from the Kennedy School of Government. He was recently named one of \u003ci\u003ePeople\u003c\/i\u003e magazine's Sexiest Men Alive. 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Dickey\u003c\/b\u003e (Author), \u003cb\u003eGary L. Hodby\u003c\/b\u003e (Illustrator), \u003cb\u003eLisa A. Corcoran\u003c\/b\u003e (Designed by)\u003c\/p\u003e\u003cp\u003eA workbook designed as an \"Easy to Read\" resource for educators and parents to use with teenagers and young adults to help teach basic financial concepts. Personal, real-life stories, and activities are offered in a format to engage the reader and make learning interesting and fun. 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They are broke, struggling and afraid. Jobs are disappearing and the black community has been consistently hit especially hard with various forms of severe economic despair. In light of these challenging times, it is critical that we create innovative solutions to deal with these very serious problems. The old models of job-seeking, hoping for the best and spending till you drop will be neither empowering nor beneficial tell our children. So, it's time that we prepare them to be economic competitors in the 21st century. The Black Millionaires Of Tomorrow Program was designed by Finance PhD Dr Boyce Watkins as a creative, simple, effective, no-nonsense solution to the wealth gap that plagues the black community. Using very simple models and light-hearted examples, Dr Watkins and his team of experts have developed a curriculum that can put your child ahead of the curve when it comes to economic preparation and financial sophistication. This program will set your children apart from the pack and make a difference for the rest of lives. We congratulate you for making this very important investment.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 70\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.18 x 11 x 8.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 01, 2018\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795799224574,"sku":"9781790842629","price":40.5,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/T6Ggj4pjxv9781790842629_0275e26d-74c9-4a16-a067-65f05c5e78e2.webp?v=1787922521"},{"product_id":"the-one-command-six-steps-to-attract-wealth-with-the-power-of-your-mind-paperback-2","title":"The One Command: Six Steps to Attract Wealth with the Power of Your Mind - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAsara Lovejoy\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eIf you believe that you have to struggle, save, work hard, and carefully invest in order to achieve financial security--then this book will change your mind and life forever. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eIn \u003ci\u003eThe One Command\u003c\/i\u003e, Asara Lovejoy introduces a new, simple process for tapping into your powerful mind to attract wealth. The six-step process will allow you to instantly stop your fearful negative thinking in its tracks, and reach the peaceful mental state of theta, from where you can naturally draw wealth and happiness to you. \u003cp\u003e\u003c\/p\u003eAsara says we all have the power within us to achieve a better life. Let go of the false idea that you can't consciously control the infinite uncertainties surrounding your life, and discover the deep mental strength that is inherently yours. It's time that you achieve the rich life you've always dreamed of. \u003cp\u003e\u003c\/p\u003eSurrender old ideas about money. Embrace radical concepts. You have the power to create and attract wealth\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003eA beloved speaker and founder of The One Command(c) method, \u003cb\u003eAsara Lovejoy\u003c\/b\u003e is one of the most compelling voices to emerge from the self-help and New Age arenas in decades. Inspired at age thirteen by Earnest Holmes's \u003ci\u003eThe Science of Mind\u003c\/i\u003e, her life commitment has been to understand the human mind as it relates to potentiality. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eAsara has studied with renowned teachers in various fields of human consciousness and transformation. She mentored and taught with Paul Rebilliot through his Direct Impact Creativity program, doing trainings in Europe, Canada, and the U.S. Over the years, Asara has received intensive training in quantum field theory, NLP, hypnotherapy, and energy healing. In the 1990s, Asara founded The Threshold University of Body Mind Science, a vocational school in alternative healing. \u003cp\u003e\u003c\/p\u003eAfter graduating more than nine hundred students, Asara closed the school in 2000 and moved to San Diego, where she became a popular weekly guest on Clear Channel Radio. During that period, Asara discovered The One Command method, which immediately transformed her life, drawing together many of the human consciousness paradigms she had studied into a process that created deep and profound changes in her reality. \u003cp\u003e\u003c\/p\u003eIn just a few short years, The One Command has developed into a comprehensive training program with more than five hundred trained One Command Leaders throughout the world, and more than 100,000 people participating in One Command seminars, Commanding Wealth Circles, telecourses, and other programs. She reaches many more individuals through her radio show, introducing them to The One Command and her message that we have the power to create what we want in our lives.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 304\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 1 x 8.1 x 5.4 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e September 04, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795807711486,"sku":"9780425257951","price":26.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/Kfq2AyYbSH9780425257951_20fde08c-3244-442f-9a8b-886be8e091a7.webp?v=1787922526"},{"product_id":"navigating-financial-choices-a-young-adult-guide-to-education-work-and-money-hardcover-2","title":"Navigating Financial Choices: A Young Adult Guide to Education, Work, and Money - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eKay L. O'Diam\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eHow do I find a job? How do I decide which job is right for me? What should I say in an interview to get hired? Do I need to go to college? Should I buy or lease a car? How do I know if I can afford something? How much money should I save? What do all these financial terms mean? How can I create a budget that works for me?\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eNavigating Financial Choices: A Young Adult to Education, Work, and Money\u003c\/em\u003e is a practical and insightful guide to help young adults make sense out of the numerous choices they face, develop life skills, and understand how their own thinking will either support or derail future success.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis guide to \"adulting\" includes chapters on: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThoughts - We've all been programmed to hold certain beliefs about money. Discover how to change your attitude and possibly, your approach to handling finances.\u003c\/li\u003e\n\u003cli\u003eEducation - Finding a job that suits our skillset and natural talents isn't always easy. Review various educational paths, including college and technical schools, so that you can make a better choice.\u003c\/li\u003e\n\u003cli\u003eWork - Entering the workforce requires an informed, dedicated approach. Learn how to get the job you want and advance in your career.\u003c\/li\u003e\n\u003cli\u003eFinances - From investing to saving to big purchases, how you plan and execute a financial plan is key for future success. Consider debt, credit, salaries, taxes, money management, and more in these comprehensive sections about all things financial.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWith a decades-long career in accounting, human resources, and upper management, the author not only writes about topics she knows well but also shares the strategies she used as a single mom and taught her own three kids-now successful adults. She understands that financial choices are not \u003cem\u003eone-size-fits-all, \u003c\/em\u003e and she encourages readers to make choices that are best suited for their lives.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 242\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.56 x 10 x 7 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 04, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795866005758,"sku":"9798992537109","price":47.45,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/mN8yA3-BCE9798992537109_a8d8a0d3-b24b-4a06-a4e3-70786cd55c54.webp?v=1787922557"},{"product_id":"the-mandy-money-high-school-textbook-a-z-personal-finance-curriculum-for-year-7-12s-paperback-2","title":"The Mandy Money High School Textbook: A-Z Personal Finance curriculum for Year 7-12's - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eVan Der Merwe\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat is the textbook?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eMeet Australia's first fully-illustrated personal finance textbook... This first-of-its-kind resource, traverses the A-Z's of personal finance. With 108 digestible activity-based chapters to use in the classroom or assign for independent learning, it's the easiest and most effective way to get your students smart about their money!\u003c\/p\u003e\u003cp\u003eStructured in a methodical way to make for effortless planning and delivery of your financial literacy program.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e3 Micro-credentials, broken down into;\u003c\/li\u003e\n\u003cli\u003e9 Topics, broken down into;\u003c\/li\u003e\n\u003cli\u003e27 Lessons, broken down into;\u003c\/li\u003e\n\u003cli\u003e108 Theory + Activity Chapters\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWhether you choose to break down and allocate each micro-credential to a unique year level; or allocate topics amongst different subjects; or plan lessons across different terms; or assign chapters to spare-period \/ homeroom sessions... The power and flexibility is yours!\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat is the difference between each of the textbook options?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe complete textbook includes all 3 micro-credentials worth of content. The Year 1, Year 2 and Year 3 textbooks are fractional books including content to complete a single micro-credential each.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 252\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.68 x 11.69 x 8.27 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 01, 2023\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795867676926,"sku":"9780648636304","price":56.14,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/1xf4jzGU-d9780648636304_2abb839d-78bf-41b0-b5bf-7a65ab6874ce.webp?v=1787922558"},{"product_id":"the-richest-man-in-babylon-the-success-secrets-of-the-ancients-the-most-inspiring-book-on-wealth-ever-written-paperback-2","title":"The Richest Man in Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eGeorge S. Clason\u003c\/b\u003e (Author), \u003cb\u003eSuze Orman\u003c\/b\u003e (Introduction by)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eBeloved by millions, George S. Clason's classic business book reveals the financial principles that hold the key to personal wealth--now with a new introduction by Suze Orman.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eTHE SUCCESS SECRETS OF THE ANCIENTS--AN ASSURED ROAD TO HAPPINESS AND PROSPERITY \u003cp\u003e\u003c\/p\u003e Countless readers have been helped by the famous \"Babylonian parables,\" hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth. In language as simple as that found in the Bible, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. Acclaimed as a modern-day classic, this celebrated bestseller offers an understanding of--and a solution to--your personal financial problems that will guide you through a lifetime. \u003cp\u003e\u003c\/p\u003eThis is the business book that holds the secrets to keeping your money--and making more. May they prove for you, as they have proven for millions of others, a sure key to gratifying financial progress.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eGeorge Samuel Clason\u003c\/b\u003e was born in Louisiana, Missouri, on November 7th, 1874. He attended the University of Nebraska and served in the United States Army during the Spanish-American War. A successful businessman, he founded the Clason Map Company of Denver, Colorado and published the first road atlas of the United States and Canada. In 1926, he issued the first of a famous series of pamphlets on thrift and financial success, using parables set in ancient Babylon to make each of his points. These were distributed in large quantities by banks and insurance companies and became familiar to millions, the most famous being \"The Richest Man in Babylon,\" the parable from which the present volume takes its title. These \"Babylonian parables\" have become a modern inspirational classic.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 224\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.6 x 7.4 x 4.2 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 01, 2008\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795876884734,"sku":"9780451205360","price":10.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/Q3-5ZQd0ne9780451205360_477202b5-259b-4fed-9da6-a53ce0271611.webp?v=1787922562"},{"product_id":"your-infinite-power-to-be-rich-paperback-2","title":"Your Infinite Power to be Rich - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJoseph Murphy\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eAs astonishing as it is true, you no longer need you wish or dream about the things you've always wanted and deserved in life. For as surely as a never-ending stream of air is sent for you to breathe...so may you enjoy wealth, happiness, health, love--a life full of luxuries...beautiful country homes ...travel to far off exotic places...expensive cars...rare and priceless works of art--all this and more, once you learn the secret of projecting \"mind rays.\"\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 176\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.41 x 8 x 5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 20, 2020\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795901755646,"sku":"9789389847345","price":25.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/V5m2YKmEiE9789389847345_b1cd2e7f-7ee0-4b29-b015-32ae31fa1e7c.webp?v=1787922576"},{"product_id":"the-baby-billionaire-guide-to-investing-paperback-2","title":"The Baby Billionaire Guide to Investing - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eIonnie McNeill\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eIonnie answers basic investment questions in this book. Example: What are DRIPS? What is the difference in savings and investments? What are five things a baby billionaire should know? Ionnie's investment education began when she was only seven. By age 10, she had an investment portfolio. In this book, she has taken complex concepts and made them clear enough for readers of all ages. If you are ready to embark on your journey to financial success, this is the book for you.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 76\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.16 x 8 x 5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 31, 2012\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795934163198,"sku":"9780982803134","price":18.83,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/eEaSusI5AZ9780982803134_254e5e9c-6d32-456d-a0e2-f305d13324e4.webp?v=1787922593"},{"product_id":"the-truth-about-managing-student-loan-debt-a-real-world-guide-to-repayment-forgiveness-and-freedom-paperback-2","title":"The Truth About Managing Student Loan Debt: A Real-World Guide to Repayment, Forgiveness, and Freedom - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eJacqueline Willcot\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eIf student loans are keeping you up at night, draining your income, or holding your future hostage, you're not alone-and you don't have to stay stuck. The Truth About Managing Student Loan Debt is the empowering guide you've been waiting for. Whether you're overwhelmed by repayment options, behind on payments, or just unsure where to begin, this book gives you the clarity, tools, and step-by-step strategies to take control. You'll learn how to choose the best repayment plan, qualify for forgiveness, avoid scams, and move from financial survival to lasting stability. Backed by real solutions and the latest updates, this isn't just a book, it's your roadmap to freedom.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 84\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.17 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e June 19, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795951333630,"sku":"9798998888243","price":14.78,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/gSRfx7L-5V9798998888243_f52e5b6b-9865-4bca-b682-1fb9d561187d.webp?v=1787922603"},{"product_id":"adulting-made-simple-everything-you-need-to-know-to-live-independently-build-wealth-strong-relationships-a-dream-career-and-live-your-best-life-paperback-2","title":"Adulting Made Simple: Everything You Need to Know to Live Independently, Build Wealth, Strong Relationships, A Dream Career, and Live Your Best Life - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eLoren Hayes\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eAdulting Made Simple: Essential Life Skills for Young Adults \u003c\/strong\u003eis your ultimate guide to thriving in the real world. 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He shows that nothing pays like . . . being yourself.\u003c\/p\u003e\u003cp\u003eThis popular national speaker and bestselling writer delivershis prosperity principles in fifty-two true stories of successfulpeople he has encountered, including celebrities, Midas-touchentrepreneurs, shuttle-bus drivers, wide-eyed children, and evena stripper. Then, in his unique way, Cohen highlights the lessonwithin each parable and expands upon it, enabling readers toapply the principle to their own lives.\u003c\/p\u003e\u003cp\u003eCohen uses \u003ci\u003ethe story\u003c\/i\u003e, the most cogent teaching device inhistory, to give readers an entertaining and accessible model.\u003ci\u003eRelax into Wealth\u003c\/i\u003e makes use of personal (and sometimes quiteintimate) tales to capture the reader's attention and impart thewisdom found in the experience. Each of its fifty-two anecdotesends with a personal affirmation to help readers remember thelesson and carry it into real life.\u003c\/p\u003e\u003cp\u003eMost popular books on success in business or personalfinance are formula-driven, focusing on techniques to makemore money, climb the corporate ladder, or outpower competition.\u003ci\u003eRelax into Wealth\u003c\/i\u003e is character-driven, shining the spotlighton the kind of heart, faith, and vision required to overcome fear, peer pressure, limiting beliefs, or a history of failure.\u003c\/p\u003e\u003cp\u003eThe book is about real people--in whom readers canrecognize themselves--featuring moneymakers who have beentrue to their passion and successful in their chosen domain.Every reader will see his own financial hopes--and how toachieve them--in the lives of the various characters.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eAlan Cohen\u003c\/b\u003e is the author of many popular inspirational titles, including the bestseller \u003ci\u003eA Deep Breath of Life.\u003c\/i\u003e He is a contributing writer for the #1 \u003ci\u003eNew York Times\u003c\/i\u003e bestselling series Chicken Soup for the Soul, and his work has been featured on Oprah.com and in 101 Top Experts. Cohen's books (which have been translated into 24 different languages) and seminars have touched the lives of millions who have found the courage to believe in themselves and follow their dreams.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 240\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.64 x 8.2 x 5.52 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 01, 2007\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795986395390,"sku":"9781585425631","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/j4aI7CqPR9781585425631_1a7d6ac9-9004-453f-b094-889b64940b39.webp?v=1787922627"},{"product_id":"secret-millionaires-club-warren-buffetts-26-secrets-to-success-in-the-business-of-life-hardcover-2","title":"Secret Millionaires Club: Warren Buffett's 26 Secrets to Success in the Business of Life - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAndy Heyward\u003c\/b\u003e (Author), \u003cb\u003eAmy Heyward\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003ePriceless finance advice everyone can relate to from one of the world's most respected businessmen and the most successful investor of all time\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eOf course you know who Warren Buffett is; he's the most successful investor in the world--maybe of all times. But what do you know about his approach to business and investing? It's an approach that, over the past four decades, has made him richest man in America and the third-richest man in the world, and that has earned vast fortunes for his business partners and investors. But as Buffett himself will tell you, at the heart of any wealth-building system there are certain core beliefs, not just about finance, but about business, work, morality, your responsibility to yourself, your family and society, and about living a decent life. Written in conjunction with the hit television series, \"Secret Millionaire Club\" and with Buffett's input and full support, this book makes Buffett's financial philosophy and homespun life lessons available to everyone outside his \"Secret Club.\"\u003c\/p\u003e \u003cul\u003e \u003cli\u003eWarren Buffet's goal in spearheading this book was to share lessons about personal finance he has learned and that he hopes will benefit you (and your kids) for a lifetime\u003c\/li\u003e \u003cli\u003eYou'll learn the fundamentals of personal finance by reading Warren Buffett's war stories and personal reflections on money, life, business, ethics and more\u003c\/li\u003e \u003cli\u003eAll of the finance principles covered in the book were personally approved by Warren Buffett as those which he himself follows\u003c\/li\u003e \u003cli\u003eUnforgettable Buffett quotes include: \"Price is what you pay. Value is what you get\"; \"Risk comes from not knowing what you're doing\"; and \"Profit from folly rather than participate in it.\"\u003c\/li\u003e \u003c\/ul\u003e\u003ch3\u003eFront Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Secret Millionaires Club began with a bunch of local kids who wanted to use their spare money to help the community. They soon began to learn about business, and found that they could help others around the world with their own growing businesses, as well. Along the way, they learned a lot of good lessons not just about business, but about growing as successful people. When the kids came to me to ask for advice, I gave them ideas which I had learned myself over the years and seen had helped others to be successful as well. Sometimes I asked friends of mine to come and be a part of the stories. They were always smart people with their own valuable lessons to teach . . . Jay-Z and Shaquille O'Neal and Kelly Rowland and Nick Cannon . . . even Bill Gates came along on one of our adventures. \u003c\/p\u003e\u003cp\u003eAlmost always, the members learned very simple principles and concepts. We have found that these simple principles not only helped them and their businesses to be successful, but helped them to grow and mature as people and citizens of the community. They include lessons on borrowing and loaning money. On choosing partners and good managers. On the importance of always trying new ideas, and saving money, of course. All the lessons in the book are seen in the TV series, the Secret Millionaires Club, and we are proud to share them with you now. \u003c\/p\u003e\u003cp\u003eWe think we have a pretty nifty book for you to read, and we hope you will enjoy it.\u003cbr\u003e \u003cb\u003e\u003ci\u003e--Warren, Andy, and Amy\u003c\/i\u003e\u003c\/b\u003e\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003ePriceless financial advice everyone can relate to from one of the world's most respected businessmen and the most successful investor of all time\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eOf course you know who Warren Buffett is; he's the most successful investor in the world--maybe of all time. But what do you know about his approach to business and investing? It's an approach that, over the past four decades, has made him one of the most respected men in America. \u003c\/p\u003e\u003cp\u003eBut as Buffett himself will tell you, at the heart of any wealth-building system there are certain core beliefs, not just about finance, but about business, work, morality, your responsibility to yourself, your family, and society, and about living a decent life. \u003c\/p\u003e\u003cp\u003eA treasure trove of wisdom and expert advice from which you and your kids will benefit for a lifetime, the \u003ci\u003eSecret Millionaires Club\u003c\/i\u003e gives you: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eLessons on personal finance Warren Buffett has learned over the course of his legendary career\u003c\/li\u003e \u003cli\u003e Buffett's personal reflections on money, life, business, ethics, and more\u003c\/li\u003e \u003cli\u003e A unique opportunity to learn the fundamentals of personal finance from Mr. Buffett himself\u003c\/li\u003e \u003cli\u003e Inspirational quotes\u003c\/li\u003e\n\u003c\/ul\u003e \u003cp\u003eWritten in conjunction with the hit television series, \u003ci\u003eSecret Millionaires Club\u003c\/i\u003e and with Warren Buffett's support and input, this book makes Buffett's financial philosophy and homespun life lessons available to everyone out-side his \"Secret Club.\"\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWARREN BUFFETT\u003c\/b\u003e is Chairman of Berkshire Hathaway and recognized as the most successful investor in the world.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eANDY\u003c\/b\u003e and \u003cb\u003eAMY HEYWARD\u003c\/b\u003e are Co-CEOs of A Squared Entertainment LLC (A2), a full-service brand entertainment company. Dedicated to producing original \"content with a purpose,\" A Squared provides entertainment and experiences that are as enriching as they are entertaining. 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Kiyosaki\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cbr\u003eThis full-color graphic novel poses the question: \"Go to school, get good grades, get a good job and invest in a 401(k)?\" Not today!\u003cbr\u003eThat's an outdated formula for success that hasn't adapted to the Information Age. Escape the Rat Race is the story of Tim, Tina, and Red\u003cbr\u003eand their entrepreneurial pursuits as they learn about money. Key messages include: How to create assets and how to make your money work for you--so you won't need to work hard for money all your life.\u003cbr\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 64\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.3 x 9.5 x 7.4 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 22, 2013\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795990851838,"sku":"9781612680552","price":12.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/46dHHuajM09781612680552_abfe69a6-494f-4a87-a14b-b63932218f5e.webp?v=1787922630"},{"product_id":"rich-dad-poor-dad-what-the-rich-teach-their-kids-about-money-that-the-poor-and-middle-class-do-not-mass-market-paperbound-2","title":"Rich Dad Poor Dad: What the Rich Teach Their Kids about Money That the Poor and Middle Class Do Not! - Mass Market Paperbound","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRobert T. Kiyosaki\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eApril of 2022 marks a 25-year milestone for the personal finance classic \u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e that still ranks as the #1 Personal Finance book of all time. And although 25 years have passed since \u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e was first published, \u003cbr\u003ereaders will find that very little in the book itself has changed -- and for\u003cbr\u003egood reason. While so much in our world is changing a high speed, the lessons about money and the principles of \u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e haven't changed. Today, as money continues to play a key role in our daily lives, the messages in Robert Kiyosaki's international bestseller are more timely and more important than ever. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eMilestones\u003c\/b\u003e  \u003cp\u003e\u003c\/p\u003eWhile there is a milestone to commemorate -- and a new section in the book on Why Milestones Are Important\u003cbr\u003e-- preserving the integrity of the original content is testimony to the fact\u003cbr\u003ethat this book has truly stood the test of time. The sidebars throughout the\u003cbr\u003ebook (that were updated for the 20-year anniversary edition) have been updated again, but the core principles that parents and grandparents -- those who\u003cbr\u003eembraced Robert's story and messages 25 years ago -- are sharing them with new\u003cbr\u003egenerations who have found that its timeless wisdom and no-nonsense lessons can\u003cbr\u003ebe applied to anyone's life and their vision for a future that includes taking\u003cbr\u003econtrol of their finances.\u003cbr\u003e \u003cp\u003e\u003c\/p\u003ePeople of all cultures and countries celebrate milestones. We use them to measure time, mark progress, reflect on the lessons we've learned, and\u003cbr\u003ecelebrate accomplishments... and they give meaning to our life's journey. They\u003cbr\u003eare a way that we integrate past, present, and future... looking back at where we\u003cbr\u003estarted, where we are today... and the promise of all that the future can hold. \u003cp\u003e\u003c\/p\u003e\u003cbr\u003eIn the quarter century that has passed since \u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e was\u003cbr\u003efirst published -- 25 years since April 8, 1997 -- so many things in our world\u003cbr\u003ehave changed. But the one thing that has not changed is the pressing need for\u003cbr\u003eand the power of financial education. Money is still a mainstay of our lives, \u003cbr\u003elike it or not, and technology has brought both speed and innovations to the\u003cbr\u003eworld of money. In an ever-changing world, we can all still get smarter when it\u003cbr\u003ecomes to money... and learn as much as we can to secure our future. \u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eStill the One... #1\u003c\/b\u003e  \u003cp\u003e\u003c\/p\u003eToday \u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e consistently ranks among bestsellers around the world in the categories of Personal Finance, Parenting, and Investing, has been translated into 38 languages, and has sold more than 40 million copies worldwide.\u003cbr\u003e \u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e is Robert's story of growing up with two dads --\u003cbr\u003ehis real father and the father of his best friend, his rich dad -- and the ways\u003cbr\u003ein which both men shaped his thoughts about money and investing. The book\u003cbr\u003eexplodes the myth that you need to earn a high income to be rich and explains\u003cbr\u003ethe difference between working for money and having your money work for you. \u003cp\u003e\u003c\/p\u003e\u003cbr\u003eIn many ways, the messages of \u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e, messages that were\u003cbr\u003echallenged and criticized 25 ago, are more meaningful, relevant, and important\u003cbr\u003etoday than ever. \u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003ci\u003eRich Dad Poor Dad\u003c\/i\u003e... \u003cp\u003e\u003c\/p\u003e- Explodes the myth that you need to earn a high income to become rich \u003cp\u003e\u003c\/p\u003e- Challenges the belief that your house is an asset \u003cp\u003e\u003c\/p\u003e- Shows parents why they can't rely on the school system to teach their kids about money \u003cp\u003e\u003c\/p\u003e- Defines once and for all an asset and a liability \u003cp\u003e\u003c\/p\u003e- Teaches you what to teach your kids about money for their future financial success \u003cp\u003e\u003c\/p\u003e \n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 336\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.7 x 6.6 x 4.1 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 05, 2022\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48795992654078,"sku":"9781612681139","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/OHp1O5zfr09781612681139_328e0661-461d-4526-ae51-cc94780bc05d.webp?v=1787922632"},{"product_id":"365-ways-to-become-a-millionaire-without-being-born-one-paperback-2","title":"365 Ways to Become a Millionaire: (Without Being Born One) - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eBrian Koslow\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eA self-made millionaire shares the secrets of his success in this updated and repackaged classic\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eBrian Koslow made his first million dollars by the time he was thirty-one, and as an executive coach he's helped others do the same. 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He lives in Weston, Florida.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 208\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.56 x 6.43 x 6.54 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e January 01, 2008\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48796005302526,"sku":"9780452288966","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/zqWcLjnHm89780452288966_7a9cac0a-d42a-4e6d-b79e-316537383b63.webp?v=1787922646"},{"product_id":"student-loan-forgiveness-or-ten-years-to-life-a-responsible-visual-guide-to-your-federal-student-loan-repayment-options-hardcover-2","title":"Student Loan Forgiveness or Ten Years to Life?: A Responsible Visual Guide to Your Federal Student Loan Repayment Options - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eDane Spancake\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eRepaying college loans can be so complicated it's been said that before graduating, students should be required to take a course on the subject.\u003c\/p\u003e\u003cp\u003eBut many students end up researching their options without much help, and answers on how to eliminate debt are hard to come by--something that can be tremendously frustrating.\u003c\/p\u003e\u003cp\u003eDane Spancake, a federal student loan counselor, helps you navigate the loan landscape with this guidebook. Learn how to: \u003c\/p\u003e \u003cul\u003e \u003cli\u003eevaluate the positives and negatives of repayment schedule choices;\u003c\/li\u003e \u003cli\u003eweigh the pros and cons of income-driven repayment options versus alternative options; and\u003c\/li\u003e \u003cli\u003edetermine if you qualify for loan forgiveness.\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eYou'll also learn how interest rates are determined, how annual payments are calculated, and the benefits of making consistent loan payments versus postponing repayment.\u003c\/p\u003e \u003cp\u003eDiscover what you're up against when it comes to repaying college loans--and pick the strategy that makes the most sense for you with Student Loan Forgiveness or Ten Years to Life?\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 146\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.5 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e July 28, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48796015100158,"sku":"9781480828926","price":47.36,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/DGHrJcC6F29781480828926_3b44e3a0-dc7a-4e29-9750-ed0f4ad76ab6.webp?v=1787922659"},{"product_id":"out-of-pocket-what-parents-and-counselors-need-to-know-about-college-financial-aid-and-the-new-fafsa-paperback-2","title":"Out of Pocket: What Parents and Counselors Need to Know About College Financial Aid and the New FAFSA - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eCam Cruickshank\u003c\/b\u003e (Author), \u003cb\u003eGregory A. Guzman\u003c\/b\u003e (Author), \u003cb\u003eDean Skarlis\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eOut of Pocket: What Parents and Counselors Need to Know About College Financial Aid and the New FAFSA \u003c\/em\u003e\u003c\/strong\u003eserves as an indispensable resource for families navigating the complexities of financing higher education. In Part 1, the book underscores the pivotal role of financial aid, providing a comprehensive overview of the diverse forms and sources available to students. Part 2 describes the intricate methodologies used by colleges to evaluate financial need, with a particular focus on recent updates to the FAFSA and the CSS Profile. Part 3 offers strategic guidance on maximizing financial assistance, emphasizing the importance of parental involvement and exploring various funding options. Part 4 delivers practical insights into college savings strategies, loan considerations, and essential tips for navigating the appeal process for financial aid decisions. This invaluable guide equips families with the necessary tools to effectively manage college expenses and support their student's educational aspirations.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eAbout the Authors\u003c\/p\u003e\u003cp\u003eCam Cruickshank, Ph.D., Gregory A. Guzman, Ph.D., and Dean Skarlis, Ed.D., are distinguished professionals in the field of higher education with extensive expertise in student financial aid. Dr. Cruickshank is a former college president, consultant, and entrepreneur with over 30 years of experience in higher education, focusing on making education more affordable and accessible through innovative solutions and need-based aid strategies. Dr. Guzman, recognized for his financial aid leadership nationally, has extensive experience in enrollment management, financial aid, and student affairs, and has been celebrated for his contributions to Hispanic and Latino communities. Dr. Skarlis, the founder of The College Advisor of New York, is an expert in college admissions and financial aid, having advised and educated thousands of students and families, and has been featured in major national publications for his insights on the admissions process. Together, they bring a wealth of knowledge and a commitment to enhancing access and affordability in higher education.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 146\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.31 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e May 28, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48796029714686,"sku":"9798349377259","price":16.15,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/8w9nYPO6Qt9798349377259_62ec3892-a45f-4b54-a88a-c9785a382632.webp?v=1787922680"},{"product_id":"the-student-loan-scam-the-most-oppressive-debt-in-u-s-history-and-how-we-can-fight-back-paperback-2","title":"The Student Loan Scam: The Most Oppressive Debt in U.S. History and How We Can Fight Back - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAlan Collinge\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003ci\u003eThe Student Loan Scam\u003c\/i\u003e is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. \u003cp\u003e\u003c\/p\u003e Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. \u003cp\u003e\u003c\/p\u003e \u003ci\u003eThe Student Loan Scam\u003c\/i\u003e takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eAlan Michael Collinge\u003c\/b\u003e is Founder of StudentLoanJustice.Org, a grassroots organization, and political action committee. He holds B.S., M.S., and Eng. Degrees in aerospace engineering from the University of Southern California. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eSince Founding StudentLoanJustice.Org in March, 2005 as a result of his own personal experiences with college loans, Collinge has been featured on \u003ci\u003e60 Minutes\u003c\/i\u003e, and also in print media including \u003ci\u003eFortune Magazine, the San Francisco Chronicle, The Boston Phoenix, The Village Voice, Inside Higher Ed\u003c\/i\u003e, and others. He has published editorials in \u003ci\u003ethe Los Angeles Times, Baltimore Sun, Denver Post\u003c\/i\u003e, and many other outlets. \u003cp\u003e\u003c\/p\u003ePrior to founding StudentLoanJustice.Org, Collinge was Associate Scientist of Aeronautics at the California Institute of Technology, and also was regional project director for a government loan program administered by the U.S. Department of Transportation.\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 184\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.56 x 8.2 x 5.36 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e February 01, 2010\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48796031090942,"sku":"9780807042311","price":19.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/INz48ll-Bw9780807042311_937601b3-c491-41f7-a555-15b9a2666cd2.webp?v=1787922682"},{"product_id":"foundations-of-personal-financial-strategy-the-core-principles-concepts-and-skills-of-personal-finance-paperback-2","title":"Foundations of Personal Financial Strategy: The core principles, concepts, and skills of personal finance - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003ePatrick Payne\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003ePersonal finance courses often focus on isolated topics-budgeting, investing, taxes, insurance-without showing how these decisions fit together. \u003cem\u003eFoundations of Personal Financial Strategy\u003c\/em\u003e takes a different approach. It introduces personal finance as a strategic decision-making process, helping students understand not just \u003cem\u003ewhat\u003c\/em\u003e to do with money, but \u003cem\u003ehow to think\u003c\/em\u003e about financial choices across an entire lifetime.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWritten by Patrick Payne, an associate professor of personal financial planning who has taught thousands of students from introductory courses to advanced financial planning seminars, this textbook distills the core ideas every student should understand before making real financial decisions. The material emphasizes clear reasoning, practical frameworks, and the underlying principles that drive sound financial strategy.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eRather than overwhelming students with technical detail, the book focuses on the core skills that make financial decisions effective, including: \u003c\/p\u003e\u003cp\u003e- Understanding the financial planning process\u003c\/p\u003e\u003cp\u003e- Evaluating trade-offs and opportunity costs\u003c\/p\u003e\u003cp\u003e- Building sustainable spending and saving systems\u003c\/p\u003e\u003cp\u003e- Interpreting risk and uncertainty in financial decisions\u003c\/p\u003e\u003cp\u003e- Recognizing how behavioral biases influence money choices\u003c\/p\u003e\u003cp\u003e- Applying foundational concepts across investing, borrowing, insurance, and retirement planning\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eDesigned for high school and introductory college courses, the text emphasizes clarity, engagement, and application. Concepts are reinforced through examples, visual frameworks, and short decision exercises that help students translate theory into real-world thinking.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eTo support modern classrooms, the book also integrates QR-linked video explanations and interactive resources, allowing students to review key ideas outside the classroom while instructors focus class time on discussion, activities, and applied learning.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe result is a concise, student-friendly introduction to personal finance that builds something more durable than a list of rules: a framework for making better financial decisions for life.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 170\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.36 x 11 x 8.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e April 01, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48796033876222,"sku":"9798995213703","price":64.8,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/yGTAy5jblB9798995213703_26d53eb4-f390-4306-82c0-76dcd110562d.webp?v=1787922687"},{"product_id":"financial-planning-for-college-graduates-paperback-2","title":"Financial Planning for College Graduates - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eAndrew C. Schaffer\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eIf you are anything like millions of college students and graduates around the country, you may not have been taught in school how to manage your finances, make your money grow, or what you should look out for in various insurance products. This is the resource you have been waiting for: Financial Planning for College Graduates will walk you through everything you need to know about taking control of your finances. Author Andrew C. Schaffer shares his insight into what people in their twenties and thirties need to know to successfully manage their money. As a Professor of Finance and Law for over 20 years, he has taught college students strategies that can help them add hundreds of thousands of dollars of worth in the years ahead, and he wants you to learn from his experience. In this easy-to-read book, you will learn how to: - Create a budget and stick to it. - Understand and improve your credit score. - Avoid excessive debt. - Use credit cards to build a good credit history without incurring crushing debt. - Get the benefits you deserve from your employer. - What to look for in life, health, auto and home or renter's insurance. - Build wealth over time. - Save and pay for a home. - Save for retirement. In a clear, step-by-step guide, this resource offers practical advice that anyone of any background or major will understand. Start building a more prosperous future, and take control of your finances today.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 142\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.3 x 9.61 x 6.69 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e June 22, 2016\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48796036071678,"sku":"9781498477284","price":37.42,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/files\/Ib0qmacmUc9781498477284_bb455070-23b5-4709-9fce-335782765573.webp?v=1787922691"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0826\/8716\/4670\/collections\/ZtETr1byQ79780593418574_3e444280-0c10-4b5d-bb06-64463063d635.webp?v=1791295750","url":"https:\/\/123learningstore.com\/collections\/esa-wv-life-skills-card.oembed","provider":"123 Learning Store","version":"1.0","type":"link"}